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Next steps; grip-relaxing bimbling, and avoiding the temptations

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  • Watty1
    Watty1 Posts: 7,671 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    You are so my kind of woman - finishing her evening with a Brandy Alexander :)   That has been my favourite since university days when we went off to cocktail bars :)     
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Baileys_Babe
    Baileys_Babe Posts: 6,514 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Happy New Year 🤗
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • foxgloves
    foxgloves Posts: 13,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I haven't had a brandy alexander since my student days when we took regular advantage of cocktails happy hour at a city pub. 
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • beanielou
    beanielou Posts: 97,601 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad scan went well. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • foxgloves
    foxgloves Posts: 13,007 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That sounds like a tasty use-it-up casserole. We are going to pack away decorations today too. 
    I hope everything goes well for your Aunty's funeral tomorrow, including the journey there & back.
    F
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • Suffolk_lass
    Suffolk_lass Posts: 10,761 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks @foxgloves. I have woken up to snow this morning. Hopefully it will melt and won't be too bad travelling to Sussex (not too far from Gatwick Airport). I do love the way it deadens the road noise though.

    To today then. A quick check of the bank balances and a few more regular amounts taken, with the second of four credit cards clearing the accounts this morning. I have Tilly tidied both of the balances down to the nearest £50. The running costs should be good for the rest of the month - the bills account is dependent on my state pension arriving before the big card goes next week. Other than that and Mr Sl's second card, in the second half of the month, it should be extremely low key this month on the bills and intentional spending fronts. I do have eighteen items in my shopping basket (online list), but only the cat litter is urgent. Stealth Cat is eating more, but getting thinner, in the way that a lot of old cats do, and the end result for our indoor purry girl is additional supplies of litter too.

    Having said low spends, Mr Sl's efforts to get the inverter to see the solar arrays have failed and he is due to request help from a company in the local town we have not dealt with before. His other tasks to tackle today are the removal of the outside lights with help from DS and sorting out his magazine content for this month. When DS comes he will take a gammon joint and a large peeled parsnip home, I bought the gammon with them in mind, but found the parsnip lurking in the fridge after I decided two huge ones were enough for Christmas Day. He loves them so a win-win there, with more space in the kitchen freezer.

    Our Village Community Garden has announced the start of a seed swap - which I suggested in Autumn, for collected and spare seed. I can't go tomorrow, but I shall try and go next week.

    For the meal-plan this week, it is shopping from my pantry, freezer and outdoor veg stores. I have removed a big pack of venison mince from the freezer and we will be having Venison burgers this week;  twice, I think. We can have them with salad once (hopefully no snow as apparently salad and snow don't go together), and with either hot veg or in a casserole as meaty lumps, or both of these.  I also have a couple of chicken thighs out, defrosting, for tomorrow. Mr Sl will finish off the "spot the sausage, vegetable" casserole that also used up a small, slightly wrinkly looking butternut. I need to get going with my squash inclusion in meals and tomorrow I plan to get making courgette soup to get back to low-carb, filling, warming, nutritious (cheap/free) lunches. I still have lots of bread so no need to bake this week. Hopefully one of the large bakery loaves can come out of the chest freezer later this week, although we have half a dozen home-made rolls I would like to see used out of the kitchen freezer first, too.

    Just six stollen bites left - I happily picked up apple ones - which means Mr Sl is helping reduce them too! 

    My grocery spend is at £57.84 out of a hoped for £150 this month. Trying to keep out of the shops as much as possible. Happy days - keep those purses dusty from lack of use!
    Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
    OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
    My keep within our budget diary is here
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