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Next steps; grip-relaxing bimbling, and avoiding the temptations

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Comments

  • foxgloves
    foxgloves Posts: 12,991 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So sorry to hear about Mr SL. Thinking positive thoughts.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • @Suffolk_lass, thinking of you, I do hope Mr SL, and yourself, are ok. Sending hugs xx
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,925.83

    Debt Free: 6th November 2025!! 🥳

    2025 goals:
    24 / 25 books
    6 / 24lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • trix-a-belle
    trix-a-belle Posts: 1,545 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Thinking of you & Mr SL, look after yourself xx
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Thinking of you both SL, take care x
  • redofromstart
    redofromstart Posts: 6,014 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Late in catching up but thinking of you both.
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Hope Mr SL is recovering - sending you both positive healing vibes 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • KajiKita
    KajiKita Posts: 9,014 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending good vibes for you and Mr SL x

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 79 books of target 52 in 2025, as @ 24th December 
    Produce tracker: £453 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,482 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Just popped over to subscribe to your diary after seeing you on FG diary a lot.
    So sorry to hear about Mr SL and well done for saving his life, can't have been easy when you are upset and distressed.  Sending lots of positive hugs and vibes to you both. x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £950/£3000
    .

    Studies/surveys  December £75.87

    Decluttering items 1395/
    2025
    Books read    22
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • themadvix
    themadvix Posts: 9,304 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sorry to hear about Mr SL - thinking of you and hope things improve soon.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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