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Next steps; grip-relaxing bimbling, and avoiding the temptations
Comments
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So sorry to hear about Mr SL. Thinking positive thoughts.
F x2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)1 -
@Suffolk_lass, thinking of you, I do hope Mr SL, and yourself, are ok. Sending hugs xxDebt Free: 6th November 2025!! 🥳
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,642.76
2026 goals:
26 books (2)
26lbs lost (3)
£26k sinking funds & savings (£5k)
£2600 mortgage o/p (£400)
20,600 exercise and meditation minutes (2k)
2.6l water a day
2026 Top Cashback accrued: £4.46
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum2 -
Thinking of you & Mr SL, look after yourself xx- Mortgage: 1st one down, 2nd also busted
- Student Loan gone
Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps2 -
Thinking of you both SL, take care x2
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Late in catching up but thinking of you both.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo2 -
Hope Mr SL is recovering - sending you both positive healing vibesDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Sending good vibes for you and Mr SL x
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Thanks all, he is still in, complex management of symptoms and things are evolving. I can't go into it but they are desperately trying to get the cause determined. I saved his life, calling the ambulance when I did.Save £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here5 -
Just popped over to subscribe to your diary after seeing you on FG diary a lot.
So sorry to hear about Mr SL and well done for saving his life, can't have been easy when you are upset and distressed. Sending lots of positive hugs and vibes to you both. xMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £27,424....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1290/£3000
.
Studies/surveys Feb....£25.17
Decluttering items 1402/2025. 82/2026
Books read 23 in 2025. 2026- 4 (target is 52)
Jigsaws done 20 in 2025. 2 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Sorry to hear about Mr SL - thinking of you and hope things improve soon.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway2
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