We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Next steps; grip-relaxing bimbling, and avoiding the temptations

1111214161745

Comments

  • foxgloves
    foxgloves Posts: 12,900 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    So sorry to hear about Mr SL. Thinking positive thoughts.
    F x
    2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
    2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg

    "Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)
  • @Suffolk_lass, thinking of you, I do hope Mr SL, and yourself, are ok. Sending hugs xx
    Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,925.83

    Debt Free: 6th November 2025!! 🥳

    2025 goals:
    24 / 25 books
    6 / 24lbs lost
    £1000 / £1000 EF 

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • trix-a-belle
    trix-a-belle Posts: 1,538 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Mortgage-free Glee!
    Thinking of you & Mr SL, look after yourself xx
    - Mortgage: 1st one down, 2nd also busted
    - Student Loan gone
    Swagbucks, Mingle, GiffGaff, Prolific, Qmee & Quidco; thank you MSE every little bit helps
  • Thinking of you both SL, take care x
  • redofromstart
    redofromstart Posts: 5,969 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Late in catching up but thinking of you both.
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Hope Mr SL is recovering - sending you both positive healing vibes 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • KajiKita
    KajiKita Posts: 8,674 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Sending good vibes for you and Mr SL x

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th November 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,395 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Just popped over to subscribe to your diary after seeing you on FG diary a lot.
    So sorry to hear about Mr SL and well done for saving his life, can't have been easy when you are upset and distressed.  Sending lots of positive hugs and vibes to you both. x
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1382/
    2025
    Books read    20
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • themadvix
    themadvix Posts: 9,163 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Sorry to hear about Mr SL - thinking of you and hope things improve soon.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.5K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.