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Landlord has died with no NoK

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  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    edited 6 November 2024 at 2:43PM
    @Section62 yes you are quite correct it would be a reasonable assumption that the rent has gone to the estate 

    However, I personally would not want to be arguing this 18mo or longer down the line when someone starts sorting things out.

    eg how do you know any payments into a deceased's account will be bounced and not eg put in a holding account?

    If something can go wrong, it will do
  • Section62
    Section62 Posts: 9,738 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    km1500 said:

    eg how do you know any payments into a deceased's account will be bounced and not eg put in a holding account?

    Because that isn't the way banks work?  If the payment can't be applied to the account it was sent to (and if there is no redirection, for example because the account has been switched) then it will be returned back to where it came from.  It might take a few days to land back in the sender's account, but the banks don't just sit on other people's money.
  • LHW99
    LHW99 Posts: 5,223 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Section62 said:
    km1500 said:

    eg how do you know any payments into a deceased's account will be bounced and not eg put in a holding account?

    Because that isn't the way banks work?  If the payment can't be applied to the account it was sent to (and if there is no redirection, for example because the account has been switched) then it will be returned back to where it came from.  It might take a few days to land back in the sender's account, but the banks don't just sit on other people's money.

    It would still be sensible to at least keep copies of all bank statements from the date of the death, until there is someone to pay / payments begin to bounce, to prove that rent was paid, and where it was paid to.

  • ian1246
    ian1246 Posts: 389 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Save every last penny you can towards a deposit for a house - the interest you accumulate on the deposit within a short space of time you'll find starts to contribute quite a lot of £££, which can then be used towards whatever you owe in rent. Ideally you'll be in a position once the ownership is (eventually) sorted to pay the amount owed & have sufficient to buy your own place...
  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    it won't be capital as it is a debt to be paid
  • Grizebeck
    Grizebeck Posts: 3,967 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    This could be a gift 🐎 in the mouth so to speak
  • Flugelhorn
    Flugelhorn Posts: 7,307 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    kkkklinky said:
    I'm still in the property. No next of kin or Will have been found. Rent is no longer being paid because the landlords account was closed( a neighbour notified the bank they had died and registered the death)and rent was sent back to Universal Credit(my housing element has now been stopped for obvious reasons). Council have advised me to stay where I am as this situation could take YEARS to resolve and it looks like property may be going to the crown. As there is no way for DWP to pay my housing element and I no longer have a valid tenancy I'm living here rent free.

    I have a couple of grand from a criminal injuries case in the unlikely event a relative crawls out of the woodwork demanding rent.

    Turns out property was mortgage free so no worry about the bank repossessing the property. I have had to fix a broken window out of my own pocket though.
    Suspect DWP would still be liable for the rent if the relative emerged from the woodwork.

    Odd situation but just keep any receipts (more will need doing over time etc) and good luck!
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