Santander demanding Employee ID and account numbers

PIP83

TheSpectator said:

PIP83 said:

I'm not hiding the source.  I'm showing that it was paid in from another account in my name.
Whether that account is number 20-40-60 12345678   or 10-20-30 87654321 makes no difference.   So I don't see why I should need to share sensitive data such as that. 

Well it does make a difference as they may want to the statements from the originating account to see where that money came from to trace it back to it's source which may be a loan, etc.

Ultimately your choice but be prepared for your application being closed by them, you don't set the criteria.

Again, I'd be able to show them the money arriving in the account from a house sale, all without telling them an account number.  Lloyds didn't have a problem with this......as mentioned in a later post, I wish I'd gone with them for a 3rd time but didn't and it would now be risky going back and having too many hard searches.

TheSpectator

Well, you are where you are.

Don't give them the info = no mortgage.

I know what I would do.

feynman33

I can't imagine why your sales keep falling through

PIP83

Can imagine you being one of these sheep who comply and then complain later  

Dazed_and_C0nfused

PIP83 said:

Can imagine you being one of these sheep who comply and then complain later  

But it would be a complaint from the warmth of a newly purchased property 🙃

No19v87

You’re applying to have a product with Santander, you don’t have to have one with them and therefore you can choose to abide by their policies (and in this case, common sense) or try to find a product with a lender with policies that match your ambitions.

I’m not sure how you’ll convince the conveyancing solicitor to accept altered documents, by the way. 

Hoenir

PIP83 said:

Can imagine you being one of these sheep who comply and then complain later  

From the bank's perspective they get fined for non compliance. As a consequence they'll forego any business which isn't compliant with their requests. Simply not worth the hassle. 

user1977

PIP83 said:

Can imagine you being one of these sheep who comply and then complain later

Complain about what? What nefarious things do you think anybody at Santander is going to do with those numbers?

marcia_

 This thread is hysterical. It's hard to believe you want the bank to give you hundreds of thousands of pounds but don't want to let them carry out their due diligence first 

TheSpectator

PIP83 said:

Can imagine you being one of these sheep who comply and then complain later  

I imagine your house is well stocked with tin foil.