Death / End of Life Planning

fh2901

Bit of a weird one here, but hoping people may have advice. TL;DR - how do I plan best to make things simple when I die?

I'm 53, the last of my known / close family. My partner and I don't live together; he'd pick up the burden though if / when something happened to me. 

I obviously want to make this as straightforward and clearcut as possible for him. I have an up to date will, and am about to take out LPAs for financial and health, with him as named person. I'm also intending to set up a funeral plan. My IFA has a dashboard where I've captured all financial details such as accounts, and they handle my investments.

I'd really like to get everything documented clearly  and centrally though. I've seen death planners etc from the likes of Age UK, and companies like Octopus Legacy. I don't have any dependants, so would be happy for anything to be funded from my estate, or to pay (a small amount) monthly. 

Wanted to see what others think before I start setting everything up separately. 

RAS

Social media?

fh2901

RAS said:

Social media?

Good point; I need to add that to the list. I'm really after having a single centralised place / hub / dashboard / document that my partner, solicitor and IFA could turn to when the time comes, with all the info they might need on it. I've considered Octopus Legacy, but suspect there's a more cost-effective way!

Brie

Presumably those with the health LPAs will know what you want done or not should you be hospitalised?  

Mom wrote up a simple couple of pages about 20 years back.  Whether she wants life saving measures, who's supposed to do the funeral service, what she wants on her tombstone (& it ain't "wife and mother").

My siblings and I have expanded on that so we have a complete action plan as some of us live pretty much a days travel to get to where mom is.  This includes a list of everyone's phone numbers and email addresses (updated every year or two) - so all siblings, spouses, their kids, closest cousins.  Your list might include close friends as well.  (mom's outlived all of hers....)  We've all got copies of everything so we can refer to things if we're on a zoom round the world.  Obviously you could simply give your partner, solicitor and IFA each a copy with all 3 names so that they can refer to each other.  

Re social media - you might want to include any nom de plumes so even if someone can't get into your account they can post something to tell all and sundry that you only exist in the cloud.  

Savvy_Sue

The obvious question is, what if he pops off before you do?

AFAIK, the AgeUK Lifebook is free to download.

400ixl

Password Vault from the likes of Bitwarden allows you to manage the day to day for yourself, but also create identities with other information you want to share.

You only need to have a way to share the master password with them then.

user1977

Savvy_Sue said:

The obvious question is, what if he pops off before you do?

Or (just as likely) survives you but is unable (dementia, whatever) to deal with matters?

fh2901

400ixl said:

Password Vault from the likes of Bitwarden allows you to manage the day to day for yourself, but also create identities with other information you want to share.

You only need to have a way to share the master password with them then.

Yes, I have one so I must add him, though I should also delete all outdated ones! Thanks for the tip

fh2901

Savvy_Sue said:

The obvious question is, what if he pops off before you do?

AFAIK, the AgeUK Lifebook is free to download.

Yes, that conversation has taken place, and I think as soon as I have it set up, I have to pass it into a solicitor. I do have provision in my will; it would just be a case of appending whatever it is as a statement of wishes I guess.

SkylineExplorer

Smart planning
You have your will, your LPAs and funeral plan, it sounds like you’ve got the essentials covered. Keeping all this to hand is possible with a central document or digital service like Age UK.

Wishing you the best of luck setting it all up

fh2901

SkylineExplorer said:

Smart planning
You have your will, your LPAs and funeral plan, it sounds like you’ve got the essentials covered. Keeping all this to hand is possible with a central document or digital service like Age UK.

Wishing you the best of luck setting it all up

Thank you. Yes, I think I'm leaning that way, rather than paying for a service. I can include the peripheral stuff like the rescues my dog / cat should go to, preferred house clearance and estate agent, the plan for my funeral inc eulogy (yup, nobody's known me for all of my life, so I'm just going to write my own, save everyone the aggro!). 

Am I about to condense the winding up of my affairs into a PowerPoint?! That would be ironic, since I've spent most of my working life trying to avoid the darned things