We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Inactive current accounts
Comments
-
I know that I do not need to, however, I have a number of accounts that would be otherwise inactive, where I send £1 via standing order to another every Monday and a standing order back for the same £1 every Thursday.
Did it originally for the YouGov bribe, that I no longer participate it since it changed. Just kept it going.1 -
I would suggest "resetting the timer" for any debit card to ensure that it gets re-issued - just use it for a small transaction somewhere between 6 and 2 months before expiry so that it gets registered as "active".
Why? I had an unused account that I wanted to use as a donor account for an account switch cashback. Setting up two active direct debits could be done from the comfort of my armchair. When I came to do the switch, the receiving bank asked for the debit card details, and I had to visit the branch in person to get them to reissue the card (branch within walking distance, cost me an hour of my time "when I got a round tuit", but literally "your mileage may vary").
1 -
pochisoldi said:I would suggest "resetting the timer" for any debit card to ensure that it gets re-issued - just use it for a small transaction somewhere between 6 and 2 months before expiry so that it gets registered as "active".
Why? I had an unused account that I wanted to use as a donor account for an account switch cashback. Setting up two active direct debits could be done from the comfort of my armchair. When I came to do the switch, the receiving bank asked for the debit card details, and I had to visit the branch in person to get them to reissue the card (branch within walking distance, cost me an hour of my time "when I got a round tuit", but literally "your mileage may vary").0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.5K Banking & Borrowing
- 253.3K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.5K Work, Benefits & Business
- 599.7K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards