We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Progress is...

1…137138139140142

Comments

  • themadvix
    themadvix Posts: 9,808
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Forumite

    I hope thealtered chemo routine helps DH feel better.

    Eek and sympathies to the 🐀 problem!

    Hope global heads of HR knows their stuff and resolves things.

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • KajiKita
    KajiKita Posts: 10,873
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Forumite

    That’s a lot …. Hugs x

    Hope DH can tolerate the new chemo regime a little better.

    Vibes for Monday. Are very senior HR likely to speak directly to you?

    Can you dial back the new exercise program a bit, or go back to the old regime and swop in one exercise at a time to see which one is triggering you (kinda how you might with food)?

    Ugh to Rattus … 🙄 I can send Mr KK over with his air rifle if you like? 😉

    KK

    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 73 books of target 52 in 2026 as @ 11th October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Greying_Pilgrim
    Greying_Pilgrim Posts: 8,676
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    KajiKita is right, that is alot going on.

    …..adds our hugs to the MFW-sized supportive cwtch.

    Greying X

    GC October 2026 £102.82/£232.50
    GC September 2026 £226.57/£225
    GC August 2026 £218.02/£232.50
    GC July 2026 £237.82/£232.50
    GC June 2026 £225.39/£225
    Non-food spend October 2026 £16.50/£80
    Bulk Fund 2026 Month 9/12 - £0/£20.40 (reducing balance - start £120)
  • Watty1
    Watty1 Posts: 8,710
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite

    That is a lot to deal with. I sincerely hope ratty and pals move in with the PG's to lighten the load a little on you and offer some kind of retribution to the PGs

    On a more serious note, hope OH tolerates the chemo better and you find a solution to the exercise/brain/mind conundrum.

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 101,418
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Hope all goes smoothly smoothly with DH’s chemo.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • Cherryfudge
    Cherryfudge Posts: 15,733
    Part of the Furniture 10,000 Posts Name Dropper
    Forumite

    Sending hugs and lots of good wishes. And I think KK may be onto something when she suggests dialling back on the exercise and reintroducing things one at a time.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • rtandon27
    rtandon27 Posts: 7,197
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Forumite
    edited 1 October at 11:54PM

    Get lost - an internet rat does not belong here! reported! go find you own bridge troll!

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 *** New projection - Aug 2040 (reduced by 1 years & 1 month)
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,834
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    Forumite

    Hope DHs chemo goes better this round, and I hope your case goes okay

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £224,460.73
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
    Unread owned books Jan 2026: 256
    Undone crafts 2026: +1
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.8K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.