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  • Cherryfudge
    Cherryfudge Posts: 15,178 Forumite
    Part of the Furniture 10,000 Posts Name Dropper

    That's awful - definitely take photos in future - and perhaps one of their garden for reference in case they claim any future rubbish didn't come from them.

    I think a bit of sunshine is good for frugal living. (Cranky40)
    The sun's been out and I think I’m solar powered (Onebrokelady)

    Fashion on the Ration 2025: Fabric 2, men's socks 3, Duvet 7.5, 2 t-shirts 10, men's socks 3, uniform top 0, hat 0, shoes 5 = 30.5/68
    2024: Trainers 5, dress 7, slippers 5, 2 prs socks (gift) 2, 3 prs white socks 3, t-shirts x 2 10, 6 prs socks: mostly gifts 6, duvet set 7.5 = 45.5/68 coupons
    20.5 coupons used in 2020. 62.5 used in 2021. 94.5 remaining as of 21/3/22
  • teapot2
    teapot2 Posts: 3,806 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    An extra hour at home always a welcome bonus 🎉

  • beanielou
    beanielou Posts: 100,028 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    That sounds like a win.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Watty1
    Watty1 Posts: 8,309 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    That sounds great. I need to look into a better to do method…..

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • rtandon27
    rtandon27 Posts: 6,799 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    So the conversation with Mrs Plastic Grass went like this…

    Me: (after putting the trash in the bins out front while she was sweeping her side of the steps) Hello xxxxx - could I speak to you about your rubbish that I found at the back of my shed on Sunday
    Her: (slightly hostile) what rubbish?
    Me: your metal frame - the one that used to be under your planting box and was wrapped around the corner of my shed
    Her: (without missing a beat or even looking surprised) oh that - I did not realize it had fallen over…

    It was here I struggled to keep my cool as there is absolutely no way that the frame could have fallen from anywhere and landed there - it is huge about 2.5ft by 3.5 ft with legs - there is a fence to the back of the narrow right of way and a narrow path perpendicular between my shed and theirs which has been built up to the property line! - and in their part of the right of way, a flat water barrel you have to almost climb over to get to the property line.

    Her: well we'll move it (again no hesitation - but she was on the verge of fake crocodile tears - probably at being caught out)
    Me: no need - OH has already put it to the back of your shed
    Her: - let's talk about your climbing jasmine
    Me: - that has been tied back and tamed (this jasmine is entirely on my property btw) - so no need for you to deliberately knock it off my summer house the next time you presume I'm not home (I saw her do this btw) - gardening is entirely dependant on my health
    Her - well if it is health, we've already said we can cut back your plants (again all on my side of the property line and not their business)
    Me - no - we do not want either you or your rubbish on our property at any time (I turned and went up the stairs)

    Grrrrrrrr - I waited until both her partner and my husband were out so that a civil conversation about rubbish could be had and she deflects to something unrelated in response. [Insert swear words here]

    …but at least I've had the conversation, and documented in my log so I am now free to contact the council and complain the next time her uncivilized husband tries it on.

    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Sep 2038 (reduced by 3 years)
  • Watty1
    Watty1 Posts: 8,309 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    you have done what needed to be done. Great job. You have enough going on without "her sort"

    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 10,204 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    Ugh … that is so frustrating to have happening in what should be your safe space. Well done for documenting it so clearly. And keeping your temper! 😉

    KK

    As at 21.05.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £215,607
    - OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 38 books of target 52 in 2026 as @ 2nd June. 
    Produce tracker: £139 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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