We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
PLEASE READ BEFORE POSTING
Hello Forumites! However well-intentioned, for the safety of other users we ask that you refrain from seeking or offering medical advice. This includes recommendations for medicines, procedures or over-the-counter remedies. Posts or threads found to be in breach of this rule will be removed.We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
November 2024 Grocery Challenge
Options
Comments
-
zafiro1984 said:PipneyJane said:We don’t have a separate budget for laundry, toiletries and cleaning items, @zafiro1984. However, we do have a separate Bulk Fund which I can spend instead if, say, L!dl re-introduce their excellent recycled toilet paper and I go mad and buy a year’s supply of it in one go. (L!dl, if you’re watching… Hint. Hint!). Normally the Bulk Fund is spent when we purchase 10kg sacks of basmati rice and chapatti flour.
We also have a separate Meat Fund of £40/month, which we use when we buy meat from our excellent local butcher. We don’t shop there every month, normally just to restock the freezer.
HTH
- Pip
I try to think of my excesses as paying the SM to store their stuff for them.
Yesterday I bought veg, bowl fruit, dairy (cheese, butter, cream) and storecupboard biscuits, crackers and malt bread, along with cat litter (a separate pet and livestock budget). Apart from bleach, and scrubby things, I don't use the SM for cleaning, preferring to buy on subscription, with 15% off. The same for coffee, toiletries and laundry and DW things. Again, it keeps me out of the way of temptation.
We have a generous £3000 annual budget and I aim for under £200 for at least 3 months so there is some for festive extravagance in that. Two plus visitors, and gifts to DS&P who are getting better at budgeting. I also bottle produce; plums, apples, tomatoes, so that there are instant jars of loveliness when only something with custard will do (not tomatoes, obv, these are passata instead of buying them). I do the latter so I am not paying for electricity to store everything!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here6 -
BudgetingBelinda said:
£500 for November please
Hi, thanks for doing this. I joined at the beginning of the year and never managed to stay in budget! I’ve become slightly better but a long way to go,I’d love to get better at groceries.
I am going to try and keep eating out/takeaway included in that £500, and as there’s another week of half term, with sleepovers and guests, then school and work lunches, dinners, snacks, I think that’s going to be an achievement. 🫣😳 Sounds like a lot, £500, but it’s under what I have been spending and I must cut back.
Techniques like adding grated carrot and/or red lentils to mince dishes and upping the veg help enormously to keep the costs down. I was spending close to £800 some months when I started here. No shame in taking it slowly and shaving a little bit more off once you have made one change. Best of luck!Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here7 -
@Suffolk_lass thank you! How much are you spending now? I definitely will check out the recipes 👌🏼 also love the bulking ideas
and snacks baking! 💯🤩Emergency Fund: 1000/2000April Grocery Challenge: 150/550
S&S ISA: £244
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 0/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p16 -
Good morning all
Always grateful for the tips on here!
Have so far since I started on here (4 months ago) reduced my total spend compared to last year by £690.26
It really helps me to stick close to my budget then I can spend my left over money on other things.
When you are retired your money is pretty much finite so always helps to have a little extra for the odd treat
Went to Lidl's today for first November shop, picked up a £1.50 box of F/V containing oranges, limes, leeks, loads of grapes and onions, what a bargain.
Needed to do the first shop this month in October so I could get my free hair conditioner!
Also bought a couple of tubs of Quality Street £3.89 each 600 gms. ( on another budget) as they were on offer and will help to fill the hampers I am making for three sets of family members.
Y.S on chicken slices £1.59 ( will make a salad at lunch time)
Muffins 55 pence
Money off garlic and caster sugar.
Unfortunately we have now run out of the Farm Foods loo rolls so had to purchase these today as well.
Waiting for the vouchers to drop through the door so I can do a bit of a bulk order.
The prawns are going down a bit in the freezer so will need to restock on these when I can, but only if they are a good price.
Most other shopping was fruit and veg, baked beans, olive oil, milk and cheese.
Lidl spend £31.29
Wine arrived last night £131.88
It is nice but may have to revert back to the cheaper Lidl versions.
Total so far £163.17/£400
Have a good day all
T.C
6 -
BudgetingBelinda said:@Suffolk_lass thank you! How much are you spending now? I definitely will check out the recipes 👌🏼 also love the bulking ideas
and snacks baking! 💯🤩
The biggest thing is working out your personal impediments to reducing. I still recount the tale of the person who could not resist a bogof. Her loft floor had toilet roll insulation, she had so many. At least she knew. Mine is not being able to stick to my list. So I don't go so often. Once a month, I aim for, with local shop top up of milk and veg, if I run outSave £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here9 -
@Suffolk_lass great advice! Thanks!Emergency Fund: 1000/2000April Grocery Challenge: 150/550
S&S ISA: £244
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 0/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p16 -
250 for the month please for 3 people together plus 30 a month for toiletries and cleaning
Please can you add me. ThanksPlease can you add me
Old signature:OD 0/2000, CC 0/1500New signature:OD 0/2000, CC 1500/15001 -
Sorry I don’t know what that spoiler is and couldn’t get rid of itOld signature:OD 0/2000, CC 0/1500New signature:OD 0/2000, CC 1500/15001
-
Hi Elsiepac,
Could you put me down for £230 please?
I've been about £5 over the 220 for the last three months so this will be a test of whether that means it 'needs' to go up, or if I'm just naturally inclined to be a bit over whatever I set.
Thank you.
Fashion on the Ration 2025 - 17.5 coupons remaining
July Grocery Challenge £3.90 of £250 spent
Declutter 7 things (net) in 2025. Done, now trying to keep it even (5 over at present).4 -
£45.29 is the first "weekend" spend of November; DD2 & I won't be here, as we're heading up to sunny Pembrokeshire tomorrow to help DS1 & DDiL finish painting the kitchen before the baby arrives. It's an odd month; looks like 5 weeks but the last Friday is payday, so actually 4, leaving December as a 5-weeker - as if there wasn't enough expense going on then anyway! (Though - leftovers...) DS3 returns to the fold FT on 21st; he'll actually be here this weekend as well, to make sure OH doesn't spend too much time up his ladder or hauling stuff around whilst we're away. I've cooked & shopped ahead, so am leaving them with plenty to eat, but will also tuck £20 in the spice rack in case of emergencies like running out of sliced bread, sausage rolls or cheddar!
I'm back on Monday & will assess resources ready to make Christmas cake and puddings. There'll have to be a non-perishables run too, though supplies are currently holding out well. I'm keeping an eye on flour supplies; I've invested in one of the new smaller bread machines as our beloved Panny finally died, & OH is really enjoying the products so I may yet be able to wean him off the supermarket stuff. However I didn't realise that Panasonic have also come out with a smaller model now, and I'm wishing I'd gone for that instead, as the one I did buy doesn't do a sugar-free option, although it's splendidly dinky.Angie - GC Jun 25: £309.06/£500 : 2025 Fashion on the Ration Challenge: 26/68: (Money's just a substitute for time & talent...)4
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.6K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.6K Work, Benefits & Business
- 598.4K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards