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November 2024 Grocery Challenge
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Thanks again @elsiepac for this wonderful. thread that keeps me accountable. Still have lots of meat in freezer and stayed unded budget this month so another month at
£200 PLEASE FOR NOVEMBER.
craft stash 2023 =161, 2024 = 119 2025 = £25.96 spent, 128 made and 5 mended,
GC 2022 = £3154.96
2023 = £3334. 84
2024 = £.3221.81
2025 = £2254.03/£3300
Jan 413.77 Feb £361.32, March £192. April £438.06 May £261.66 June £204.54 July £211.81/ £250
Decluttering campaign. 2024= 77 and half/52 bin bags full. ⭐⭐⭐⭐⭐🏅💐DH ⭐3 -
Thank you, @elsiepac, for running this thread it's made a real difference the last few months 😊.
October wasn't the best month spend wise, and we've eaten most of our YS meat reserves. Having said that I need to make some savings that can be added to December's budget and November does seem a shorter month to work with. Officially the limit is £650.
But l would like a £600 budget please. This should mean l can add the extra £50 onto December's allowance. This is for Food, Cleaning and Toiletries products for four adults and two children plus fuel for two vehicles.
MFW
Opening Mortgage Balance 16/06/2024 - £99569.04 term remaining 80 months (Feb 2031)
Current Balance £39,100
MFW 2025 #31 £23,900 / £28,000 OP
MFIT - T7 £23,900 OP
0%CC May 2027- £2,400
Grocery Challenge
Jan £387.89 / Feb £ 355.67 / Mar £418.63 / Apr £478.37 / May £426.52 / June £376.18
The final countdown to June 2026 - Page 4 — MoneySavingExpert Forum4 -
I'm aiming for under £200 this month so that we have some left for a bumper Christmas this year. I know there will be 6 of us during the day, and 7 later, when DS's GF finishes work (bless her, she's a nurse, working Christmas Day, Boxing Day, New year's day this year. Lots of OT but not much fun)Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
My new diary is here5 -
£225 for November please
That's for 2 adults 4 days a week and 5 adults for 3 days.
Just a query:- Do people have a separate budget for laundry, toiletries and cleaning items or do people include it with the 'grocery challenge' items?
I've included everything bought from the supermarkets and the weekly town market. It would be interesting to see what others do.4 -
Hi,
Please can I join in with this? It will be my first month tracking our grocery spending so I will be keeping the receipts to get a clearer picture of exactly what’s being spent but my guesstimate for November is £300 for two adults. Will be interesting to see what is actually spent.
B x5 -
Thank you @elsiepac.
There is still a lot of meat, fish, cheese and butter in the freezer to be eaten. Enough tins that I could be accused of hoarding. The hens are still laying, but they have started to moult so they will stop soon. I must freeze any spare eggs. We have plenty of foraged apples and sweet chestnuts, lots of our own honey left, and homemade jam. The pantry is full, DH makes the bread and I make our cakes so our budget of £5 a day for two pensioners, is mainly for fresh food, and some frozen veg when there is space to fill. I included our meal out as takeaways are now accepted as part of the normal food budget. Usually we take a flask of tea and a packed lunch or snack if we go out anywhere.
November Budget £1506 -
zafiro1984 said:
£225 for November please
That's for 2 adults 4 days a week and 5 adults for 3 days.
Just a query:- Do people have a separate budget for laundry, toiletries and cleaning items or do people include it with the 'grocery challenge' items?
I've included everything bought from the supermarkets and the weekly town market. It would be interesting to see what others do.
We don’t have a separate budget for laundry, toiletries and cleaning items, @zafiro1984. However, we do have a separate Bulk Fund which I can spend instead if, say, L!dl re-introduce their excellent recycled toilet paper and I go mad and buy a year’s supply of it in one go. (L!dl, if you’re watching… Hint. Hint!). Normally the Bulk Fund is spent when we purchase 10kg sacks of basmati rice and chapatti flour.
We also have a separate Meat Fund of £40/month, which we use when we buy meat from our excellent local butcher. We don’t shop there every month, normally just to restock the freezer.
HTH
- Pip"Be the type of woman that when you get out of bed in the morning, the devil says 'Oh crap. She's up.'
It ain’t what you do, it’s the way that you do it - that’s what gets results!
2025 Fashion on the Ration Challenge 66 coupons - 25.5 spent.
4 - Thermal Socks from L!dl
4 - 1 pair "combinations" (Merino wool thermal top & leggings)
6 - Ukraine Forever Tartan Ruana wrap
8 - 4 x 100g/450m skeins 3-ply dark green Wool Local yarn
1.5 - sports bra
2 - 100g/220m DK Toft yarn6 -
PipneyJane said:We don’t have a separate budget for laundry, toiletries and cleaning items, @zafiro1984. However, we do have a separate Bulk Fund which I can spend instead if, say, L!dl re-introduce their excellent recycled toilet paper and I go mad and buy a year’s supply of it in one go. (L!dl, if you’re watching… Hint. Hint!). Normally the Bulk Fund is spent when we purchase 10kg sacks of basmati rice and chapatti flour.
We also have a separate Meat Fund of £40/month, which we use when we buy meat from our excellent local butcher. We don’t shop there every month, normally just to restock the freezer.
HTH
- Pip6 -
Could you please put me down for £400 for the month.
I've got loads of meat in the freezer, lots of store cupboard ingredients that need using up and plenty of rice, pasta etc.
I've just received my christmas savers vouchers for MrT so will be planning what else I need to buy towards my Christmas shop. I've got bread sauce, chocolate tubs, some mixers, advent calendar chocolates and sweets, snack tubs already.Grocery Challenge 2024
Feb £419.82 Mar £599.53 Apr £405.69 May £531.37 Jun
Declutter challenge 2024 0 items4 -
£500 for November please
Hi, thanks for doing this. I joined at the beginning of the year and never managed to stay in budget! I’ve become slightly better but a long way to go,I’d love to get better at groceries.
I am going to try and keep eating out/takeaway included in that £500, and as there’s another week of half term, with sleepovers and guests, then school and work lunches, dinners, snacks, I think that’s going to be an achievement. 🫣😳 Sounds like a lot, £500, but it’s under what I have been spending and I must cut back.Emergency Fund: 1000/2000April Grocery Challenge: 150/550
S&S ISA: £244
Save 12k in 2025: #10 1200/10000
100 steps challenge.. to be where you want to be in 2025:
EF 60/100 (1 step= £20)
holiday 0/100 (1 step= £30)
savings 0/100 (1 step= £50)
2025 diary: https://forums.moneysavingexpert.com/discussion/6576803/a-fresh-start-a-year-of-growth-and-balance/p1?new=1
old diary becoming DMP free in 2024: https://forums.moneysavingexpert.com/discussion/6495850/freedom-and-independence/p14
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