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The 365 Day 1p Challenge 2025

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  • So, this will be my 3rd year using ITTT to transfer money in my Monzo account to a 1p challenge pot. It's really simple to set up, and at the end of every month, I transfer what's in the pot into savings, so it compounds interest throughout the year. I then do all of my Christmas gift shopping on a credit card and pay it off "in full" 😂 when the bill comes in in January. That way I've saved all year for Christmas, earned a little interest on top, don't notice any difference to monthly finances and have the money to pay for it at the end. I love it! Thx MSE
  • hi @enthusiasticsaver
     a huge thank you for running this again
     i'd like to sign up again please

    ( today im making my last 2024 payment & i'm really thankful for having this to keep me on track :)   - I'll do my update on the 2024 thread)

    N A
    #33 in 2025's 365x1p challenge - assigning amounts randomly on a daily basis

    #23 in make2025in2025
    January's total :£34.93  (1.72%. Le sigh....)
    February's total : £57.12 (2.82%)
    March's total = £123.81 (6.11%)
    April's total = £193.74 (9.56%)
    May's total =£276.40 (13.6%)
    June's total = £277.93 (13.7%)
    July's total = £

    2024  = 365x1p challenge #10 final tally £668.10  

    i apologise now, i can't type.
    Or, my keyboard skills cant keep up with my brain.


  • Can I join please? I plan to do this through Monzo when they launch it, hopefully tomorrow. In theory this will make it even more painless!!
  • would love to join already have the pot as i did this myself from last year.  l was saving change and pound coins as they occurred in my purse!!  However not everyday.  I think this will be fun to do and have a great bonus at the end.
  • I would like to join. Never had a go before so looking forward to it. 
  • Thanks for adding me to the list enthusiaticsaver, I'm learning how to use the forums slowly. 

    I'll be doing the standing order over 12 months so £55.67, I would like that to be added for January from now please.

    #9 - January 2025 - £55.67

    Thank you 
  • Think I might have posted my request to join to the wrong thread. If I have then please can I join and if I have already asked apologies for the repeat
  • Hi - totally new to this 1p challenge having received a notification about it today. Seems like a great idea.

    I was wondering if I saved 10p per day, could someone give me an indication how much money I would have to save at the end of the month and how much I would have in the pot at the end of the year ?

    Sorry about not being able to work it out myself but I`ve always been useless at maths and I`m always second guessing myself. 

    Thanks very much.

  • New to all this, can I join if not to late
  • I'd like to join in please!
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