Care homes fees and £23250 limit

Keep_pedalling

ian16527 said:

My Dad is in a similar position. He hasnt had a Financial assessment yet, but will run out of money , i.e below £23250 next year.
I assumed between £23250 and £14000, the LA would pay some and he would have to fund the rest. After this the LA would fund but reading above that is not the case.

He was on the LA rate of £799 per week, for the first 6 weeks, then on the self fund rate of £1040 per week.
We had to pay the LA the first 6 weeks back. 

Can the extra be made up from his pension or do the LA take this money into account?

I will have to discuss this with the home, although I know there are some residents on LA funding as someone who is disabled with a stroke was moved there from another home due to the fees

Once his savings fall to £23,250 the his only contribution will be from his income, but savings over £14,000 will have a nominal income attached to them which is currently based on £1 per week for each £250. 

ian16527

elsien said:

He will have to pay a tariff between the 14 and 23k as per the link in the second post.
He can’t fund the difference from his own money. 

Did he have assets other than his property? Because otherwise  I’m wondering why the initial 12 week disregard didn’t apply?

He has no other assets other than his savings. 

I was told by the Council social worker who had to get him out of hospital that he was only entitled to 6 weeks initial care and it would be self funded because he would not improve, i.e. rehabilitation due to him having dementia.

I have to say she was not very good and did not explain things well and wanted me off the phone. It was quite difficult when you dont know the system and are being rushed along.

elsien

So the 12 week disregard doesn’t apply where money is coming from savings. It’s where someone has a property that they need to sell, but no other assets. So that’s probably why that didn’t apply to you.

The hospital discharge probably comes down to funding streams. Health will pay for rehab or assessment beds for 4/6 weeks, but if your dad didn’t need that type of bed That may be why there wasn’t any funding. Although when you do have the financial assessment, or even now, I would ask that question again anyway.
It will depend on which hospital discharge pathway he was put on, but I think generally it’s where people need further assessment that there  tends to be that short free period

It’s a horrible non joined up system and sometimes it just feels like health and social services are arguing between them about who pays what instead of working together.

lisyloo

ian16527 said:

My Dad is in a similar position. He hasnt had a Financial assessment yet, but will run out of money , i.e below £23250 next year.
I assumed between £23250 and £14000, the LA would pay some and he would have to fund the rest. After this the LA would fund but reading above that is not the case.

He was on the LA rate of £799 per week, for the first 6 weeks, then on the self fund rate of £1040 per week.
We had to pay the LA the first 6 weeks back. 

Can the extra be made up from his pension or do the LA take this money into account?

I will have to discuss this with the home, although I know there are some residents on LA funding as someone who is disabled with a stroke was moved there from another home due to the fees

His pension will be used for funding - he’s left with an amount for personal costs around £25 per week for clothing etc. 
if the home takes LA clients then the best thing would be for him to move from being a privately funded client to being an LA funded client. A decent home won’t kick him out.