Late Husband

jack_tyler

Hello

Please could anyone tell me if I can reclaim car finance for my late husband? We have had a few cars over the years on finance (mainly HP) but the finance agreement was always in my late husbands name (because he earned more money than me). I can't remember exactly which finance company it would of been, but I do know it would of been Black Horse, Close Finance, Chartered Trust or Moto Novo. He also had motorbikes that were on finance, would I be able to do anything about that aswell? Thank you 

Emmia

Is this in relation to mis-selling?

jack_tyler

Emmia said:

Is this in relation to mis-selling?

Yes it is 

Hoenir

Little point in doing anything further until the FSA review is published at the end of 2025. 

Nasqueron

jack_tyler said:

Hello

Please could anyone tell me if I can reclaim car finance for my late husband? We have had a few cars over the years on finance (mainly HP) but the finance agreement was always in my late husbands name (because he earned more money than me). I can't remember exactly which finance company it would of been, but I do know it would of been Black Horse, Close Finance, Chartered Trust or Moto Novo. He also had motorbikes that were on finance, would I be able to do anything about that aswell? Thank you 

Keep in mind that nobody is able to "reclaim car finance", the issue is in relation to car finance (motorbikes aren't currently in scope) between a fixed period where dealers may have used DCA to inflate the interest rate you were offered in order to get more commission. You would be able to put in a complaint but you would need details of the finance, such as agreement numbers if there were quite old as the paperwork is likely to have been filed away or archived