The 6 year plan!

dawnybabes

You’re doing great with the small chips at it. 

Evenstar20

Scott_Weiland79 said:

Your doing really well on the survey front which ones are you using??

I use OnePoll, Prolific, Yougov, Panelop, Prime Opinion, New Vista, Norstat and Crowdology. I've used others previously but have found these are the ones that have a balance with regards to payment and reliability of site and surveys.

Evenstar20

Finished another book this weekend. I like the feeling of clearing an item from the house, getting value back from purchases that clearly weren't needed when some of these books I've had over 10 years and not read! There also some satisfaction in that when I'm reading, I'm not on my phone and thus tempted to look at shopping sites or brand adverts on social media. 

I have a similar thing I want to do with DVDs and CDs in that I've bought them and never played them. I'll probably stream them rather than use what I actually bought but again it will bring the same satisfactions. Harder to do with DVDs though as I don't like to watch films unless I can do it all in one go.

Evenstar20

Well back from holiday which was great, did go slightly over budget on the spends so need to get that back. Made £6 on surveys this morning but got a lot more to do just very busy catching up with work and life admin. Had my pay rise whilst away, this should set me up nicely going into the new year to start clearing credit cards. 

Christmas adverts and planning seems to have sprung up over the weekend too! Thankfully I've got a lot of gift vouchers to pay for that, me and my partner have agreed to spend a lot less on each other this year too.

Evenstar20

Caught up on all my work, jobs and surveys. Small sale on ebay, has given me £20 additional income this week. I'm focused this week on getting on top of these sorts of things and then maximising my fitness routine next. Have still had a few runs this week but not as much time and effort on them as I would like.

Evenstar20

Well my car was in for repair today bit irritating as thought we was clear on that for a while. Came to £100 but sold an old sofa today for £130 which has covered it. Have put the £30 aside for now, though may use it to to clear Klarna as I had that as our first to clear (despite being 0%) It just shows progress and  begins the snowball on to other debts.

Evenstar20

Couple of vinted sales over weekend, some surveys this morning nice little top up of income. Loads of Black Friday emails, nearly tempted in by one but I resisted and sticking to the habit of just deleting them. I started doing that with Next sale emails and my account with them began to really drop in how much I owed, that was a good lesson for me in sorting out what I actually needed and what was just spending through temptation.

Evenstar20

Bit of normality this week with regular routines before Christmas comes and shreds it again! Had chance to get a few runs and excercise sessions in, weight has stagnated after an indulgent month, hoping to get back on track before once again Christmas impacts it!

Working on a survey at the moment that runs over four days and will pay £75 voucher (doesn't say where for!!) I'm hoping the payout will be quick though and it comes in useful over the next few weeks.

Survey are bringing in about £5-10 a day at the moment, need to get the winter clothes on Vinted to top this up and try meet my target £200 a month additional income! Hit it the last 4 months which has been really useful.

Sarahwithlove

I would unsubscribe before deleting the emails so you don't get tempted quite so much 

Evenstar20

So I got the £75 voucher which was for most high street retail stores. I had already saved about £300 in vouchers so have almost finished my Christmas shopping. Got to get a present for my mum and one for my daughter. Spent a lot less this year which has felt quite good to get away from the over the top retail spending. I had some consultancy work and got £180 from that, it rarely comes up now but is great when it happens! I've had about £30 from surveys and about £30 due from ebay sales. 

All my christmas parties have already been and gone so just family trips left now. All parties came under budget for me which is great, just takes the pressure off potentially expensive months.

10 Days until my first debt is paid off!

Loan debt down to £25462, almost £1000 down from the start of the diary.