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Too much savings!!

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  • Pandora_2
    Pandora_2 Posts: 280 Forumite
    Part of the Furniture 100 Posts Photogenic Combo Breaker
    edited 25 November 2024 at 3:46PM
    Well, Universal Credit have finally been in touch about my bank statements! They say I have to provide bank statements for both my current account and ISA to cover the last 6 years and they will work out the overpayment. They said it will come out monthly from my UC but should be affordable. They said they might be able to set aside the lump sum I received from them for a period of 12 months and not charge me for that and they were fine with the 5k payment to my Mum as I explained she had been supporting me while I was waiting for UC and it was paying back money I owed her. 
    So everything seems OK!! I'm not in trouble!!
    It's going to be a long and arduous task sending them all the bank statements as you can't send a pdf of each statement, you have to send a screenshot of each page of each statement. So that's approx 5 pages per month for 6 years! Literally gonna take hours and hours to do. Oh well. At least I don't have to worry anymore!! 
    :ADFW Nerd 145
    LBM - June 2006 - DEBTS - £19,261.08 :eek:
    Nov 2017 - £10,644.92!!
    [ibSeptember 2024 - still not debt free but only about £2k to go!! Woop!! [/i]
  • born_again
    born_again Posts: 20,621 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    A bit of a long shot. But ring the banks involved & ask if they can produce a PDF for the period, or each year. Many produce PDF regular statements as std.
    So would be worth a phone call.👍
    Life in the slow lane
  • Pandora_2 said:
    Well, Universal Credit have finally been in touch about my bank statements! They say I have to provide bank statements for both my current account and ISA to cover the last 6 years and they will work out the overpayment. They said it will come out monthly from my UC but should be affordable. They said they might be able to set aside the lump sum I received from them for a period of 12 months and not charge me for that and they were fine with the 5k payment to my Mum as I explained she had been supporting me while I was waiting for UC and it was paying back money I owed her. 
    So everything seems OK!! I'm not in trouble!!
    It's going to be a long and arduous task sending them all the bank statements as you can't send a pdf of each statement, you have to send a screenshot of each page of each statement. So that's approx 5 pages per month for 6 years! Literally gonna take hours and hours to do. Oh well. At least I don't have to worry anymore!! 
    May I ask why they were asking for 18 months bank statements in the first place?
  • A bit of a long shot. But ring the banks involved & ask if they can produce a PDF for the period, or each year. Many produce PDF regular statements as std.
    So would be worth a phone call.👍
    My bank statements come as PDFs but the UC journal to-do upload thing will only accept photos/screenshots so I first have to download the PDF for each month then screenshot each page and then upload all the pages to UC. It's gonna take days!
    :ADFW Nerd 145
    LBM - June 2006 - DEBTS - £19,261.08 :eek:
    Nov 2017 - £10,644.92!!
    [ibSeptember 2024 - still not debt free but only about £2k to go!! Woop!! [/i]
  • Pandora_2 said:
    Well, Universal Credit have finally been in touch about my bank statements! They say I have to provide bank statements for both my current account and ISA to cover the last 6 years and they will work out the overpayment. They said it will come out monthly from my UC but should be affordable. They said they might be able to set aside the lump sum I received from them for a period of 12 months and not charge me for that and they were fine with the 5k payment to my Mum as I explained she had been supporting me while I was waiting for UC and it was paying back money I owed her. 
    So everything seems OK!! I'm not in trouble!!
    It's going to be a long and arduous task sending them all the bank statements as you can't send a pdf of each statement, you have to send a screenshot of each page of each statement. So that's approx 5 pages per month for 6 years! Literally gonna take hours and hours to do. Oh well. At least I don't have to worry anymore!! 
    May I ask why they were asking for 18 months bank statements in the first place?
    I have no idea! Just a general review of my claim apparently. At first it was just 3 months they wanted, and then 18 months and now 6 years! 
    :ADFW Nerd 145
    LBM - June 2006 - DEBTS - £19,261.08 :eek:
    Nov 2017 - £10,644.92!!
    [ibSeptember 2024 - still not debt free but only about £2k to go!! Woop!! [/i]
  • born_again
    born_again Posts: 20,621 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Pandora_2 said:
    A bit of a long shot. But ring the banks involved & ask if they can produce a PDF for the period, or each year. Many produce PDF regular statements as std.
    So would be worth a phone call.👍
    My bank statements come as PDFs but the UC journal to-do upload thing will only accept photos/screenshots so I first have to download the PDF for each month then screenshot each page and then upload all the pages to UC. It's gonna take days!
    Odd as they wanted PDF for ours?
    Life in the slow lane
  • Pandora_2 said:
    A bit of a long shot. But ring the banks involved & ask if they can produce a PDF for the period, or each year. Many produce PDF regular statements as std.
    So would be worth a phone call.👍
    My bank statements come as PDFs but the UC journal to-do upload thing will only accept photos/screenshots so I first have to download the PDF for each month then screenshot each page and then upload all the pages to UC. It's gonna take days!
    Odd as they wanted PDF for ours?
    Oh really? Yeah that is odd! I've only ever been able to upload photos or screenshot, never PDFs or other document files. Would be so much easier!
    :ADFW Nerd 145
    LBM - June 2006 - DEBTS - £19,261.08 :eek:
    Nov 2017 - £10,644.92!!
    [ibSeptember 2024 - still not debt free but only about £2k to go!! Woop!! [/i]
  • Newcad
    Newcad Posts: 1,808 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    edited 26 November 2024 at 5:51PM
    If you have them as PDFs then download/install Iranview - which is free.
    It can batch-convert hundreds of PDF's to images in seconds.
    PS.To be careful make a copy of your PDFs first and work with those rather than the originals, there are some powerful options in that batch converter - including renaming and renumbering, making copies, or overwiting the original - so work with copies and make sure it is set how you want before setting it running.
    The batch conversion/remame function of Irfanview is a bit of a learning curve, but even that is going to be much faster than printing/scanning them all.
    Plus you will have learned a new tool that can be extremely useful.


  • Newcad said:
    If you have them as PDFs then download/install Iranview - which is free.
    It can batch-convert hundreds of PDF's to images in seconds.
    PS.To be careful make a copy of your PDFs first and work with those rather than the originals, there are some powerful options in that batch converter - including renaming and renumbering, making copies, or overwiting the original - so work with copies and make sure it is set how you want before setting it running.
    The batch conversion/remame function of Irfanview is a bit of a learning curve, but even that is going to be much faster than printing/scanning them all.
    Plus you will have learned a new tool that can be extremely useful.


    Ah, I'm only using my phone to do this. I don't have a computer. The video said it only converts the first page of a pdf so I would still have to screenshot all the other pages. Thanks anyway. 
    :ADFW Nerd 145
    LBM - June 2006 - DEBTS - £19,261.08 :eek:
    Nov 2017 - £10,644.92!!
    [ibSeptember 2024 - still not debt free but only about £2k to go!! Woop!! [/i]
  • Newcad
    Newcad Posts: 1,808 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    Sorry, as you were talking about printing and scanning then I assumed that would mean a PC not a phone.
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