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DRO pre application worry.
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Well that’s it, one year passed in a flash and my moratorium period is over. 🙂'Beware of little expenses. A small leak will sink a great ship'. -Benjamin Franklin.3
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Well done, congratulations, welcome to your new debt free life.
I’m a Forum Ambassador and I support the Forum Team on the Debt free wannabe, Credit file and ratings, and Bankruptcy and living with it boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.For free non-judgemental debt advice, contact either Stepchange, National Debtline, or CitizensAdviceBureaux.Link to SOA Calculator- https://www.stoozing.com/soa.php The "provit letter" is here-https://forums.moneysavingexpert.com/discussion/2607247/letter-when-you-know-nothing-about-about-the-debt-aka-prove-it-letter0 -
With regards to your mobile phone - Now a days a mobile phone is considered a necessity for basic living. As long as you're not in arrears and you can comfortably afford the payments, I believe it can be left out of your DRO.Things like Internet, Telephone services are essential utilities.0
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Thanks, how long should I expect the debt value to show in my credit file.sourcrates said:Well done, congratulations, welcome to your new debt free life.'Beware of little expenses. A small leak will sink a great ship'. -Benjamin Franklin.0
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