Reclaiming DCA

Heavenhelpme

I had a financial agreement with Ing Lease (UK) Ltd between 2011 and 2014. I am now trying to contract them regarding a DCA and I am getting nowhere. E-mails returned undelivered phone numbers no longer available. I have trawled the internet and get the same results. Any advice would be appreciated. Many thanks.

Nearlyold

If this was a Lease agreement (also known as Personal Contract Hire) and not HP, PCP or Conditional Sale then it's not covered in the current ongoing DCA investigation by the FCA.

Hoenir

Ing Lease (UK) Ltd closed it's operation some years ago. Wait until the FCA review is completed and published in late 2025. Going to be difficult to impose anything on what is a defunct trading entity. 

Heavenhelpme

Thanks for your comments but according to Companies House they are still an active company

dunstonh

Heavenhelpme said:

Thanks for your comments but according to Companies House they are still an active company

ING Lease was mostly known for doing leases.  It did other forms of finance but its main thing was leases.   Leases don't have DCA and are not subject to the DCA issue.    So, was yours a lease or  PCP or other type of finance?

The FCA register has the following:




Looking at companies house filings, it looks like it is being maintained for pension and debt provisions.  It confirms all trade related things ceased in 2016.      That is why you are not getting responses.