BMW M3 or Kia Picanto?

raptor2004

As title says, my partner currently has a 2016 Kia Picanto petrol. 

Through her work, she is able to purchase a new BMW M3 Competition on a lease scheme. The benefit is that the lease payments are taken from her pre-tax income, saving her some money. She has the disposable income, no debts (besides a mortgage) and can afford the monthly payments.

She has only ever driven small cars in her lifetime, her previous car was a 1.2 litre Polo and the one before was a Clio diesel.

She once borrowed a friend’s Fiesta ST so she has some experience in driving such cars. 

Is the M3 Comp really a step above the Fiesta ST on public roads?

born_again

Go for it...

We need another 🤣thread.

fatbelly

This is a joke, right?

Hoenir

fatbelly said:

This is a joke, right?

No it's Spam

LightFlare

Yawn…groundhog day

motorguy

Didnt realise it was half term already. 

Grumpy_chap

raptor2004 said:

As title says, my partner currently has a 2016 Kia Picanto petrol. 

Through her work, she is able to purchase a new BMW M3 Competition on a lease scheme. The benefit is that the lease payments are taken from her pre-tax income, saving her some money. She has the disposable income, no debts (besides a mortgage) and can afford the monthly payments.

She has only ever driven small cars in her lifetime, her previous car was a 1.2 litre Polo and the one before was a Clio diesel.

She once borrowed a friend’s Fiesta ST so she has some experience in driving such cars. 

Is the M3 Comp really a step above the Fiesta ST on public roads?

Kia Picanto to an M3 is a significant change of car - the size of car (which your partner might not like) and also the driving characteristics.
Does the company lease scheme offer any alternative models other than the M3?  There might be models that your partner will find more suitable for needs.  If there are EV models available, the BIK benefits will be attractive also.  BIK on an M3 will be horrendous.

I also heard that M3 type models have a tendency to get split splitters, so great care will be required to avoid that if driving over speed bumps, parking up a kerb etc.
https://forums.moneysavingexpert.com/discussion/6327369/
https://forums.moneysavingexpert.com/discussion/6327369/

LightFlare

In the fantasy world- she could have had a try of the OPs M4 or Porsche or the many other vehicles - maybe even the AMG

But in the real world none of it exists (appart from in one place)

raptor2004

Grumpy_chap said:

raptor2004 said:

As title says, my partner currently has a 2016 Kia Picanto petrol. 

Through her work, she is able to purchase a new BMW M3 Competition on a lease scheme. The benefit is that the lease payments are taken from her pre-tax income, saving her some money. She has the disposable income, no debts (besides a mortgage) and can afford the monthly payments.

She has only ever driven small cars in her lifetime, her previous car was a 1.2 litre Polo and the one before was a Clio diesel.

She once borrowed a friend’s Fiesta ST so she has some experience in driving such cars. 

Is the M3 Comp really a step above the Fiesta ST on public roads?

Kia Picanto to an M3 is a significant change of car - the size of car (which your partner might not like) and also the driving characteristics.
Does the company lease scheme offer any alternative models other than the M3?  There might be models that your partner will find more suitable for needs.  If there are EV models available, the BIK benefits will be attractive also.  BIK on an M3 will be horrendous.

I also heard that M3 type models have a tendency to get split splitters, so great care will be required to avoid that if driving over speed bumps, parking up a kerb etc.
https://forums.moneysavingexpert.com/discussion/6327369/
https://forums.moneysavingexpert.com/discussion/6327369/

Yikes £1100 for a front splitter?
what sort of people can afford to run these sorts of cars 

TadleyBaggie

raptor2004 said:

Grumpy_chap said:

raptor2004 said:

As title says, my partner currently has a 2016 Kia Picanto petrol. 

Through her work, she is able to purchase a new BMW M3 Competition on a lease scheme. The benefit is that the lease payments are taken from her pre-tax income, saving her some money. She has the disposable income, no debts (besides a mortgage) and can afford the monthly payments.

She has only ever driven small cars in her lifetime, her previous car was a 1.2 litre Polo and the one before was a Clio diesel.

She once borrowed a friend’s Fiesta ST so she has some experience in driving such cars. 

Is the M3 Comp really a step above the Fiesta ST on public roads?

Kia Picanto to an M3 is a significant change of car - the size of car (which your partner might not like) and also the driving characteristics.
Does the company lease scheme offer any alternative models other than the M3?  There might be models that your partner will find more suitable for needs.  If there are EV models available, the BIK benefits will be attractive also.  BIK on an M3 will be horrendous.

I also heard that M3 type models have a tendency to get split splitters, so great care will be required to avoid that if driving over speed bumps, parking up a kerb etc.
https://forums.moneysavingexpert.com/discussion/6327369/
https://forums.moneysavingexpert.com/discussion/6327369/

Yikes £1100 for a front splitter?
what sort of people can afford to run these sorts of cars 

Based on your (supposed) car history…you apparently. 

Mr.Generous

Go for the Kia, it'll be a lot faster