Urgent please ways how to pay possession order awarded with fees

The_vegetarian

I need urgent advice please

I have received a court accelerated procedure without a hearing and the judge awarded a possession order with cost of £475 to be paid before or on the 15th of September but i only received the letter in the post on 11th of September! 

The landlord's solicitor sent a letter asking for this to be paid within the period set by the order or threatened with taking actions. 

It a big amount and I can't afford it at once without installments plan. I am awaiting help from the council but I was told previously to wait the bailiffs warrant ( hearing impaired/ medical condition) on universal credit lcwra. I live with my two children age 9 and 18. 

How can I ask for an installments plan? The judge did not set any plans for the payment? Appreciate your support. Thank you in advance 

molerat

It looks like the possession is going to go ahead whether or not you pay the costs.  That will just be a debt they can pursue at a later date, you can worry about paying that then.  I don't think there is an awful lot you can do apart from start packing your stuff.

The_vegetarian

molerat said:

It looks like the possession is going to go ahead whether or not you pay the costs.  That will just be a debt they can pursue at a later date, you can worry about paying that then.  I don't think there is an awful lot you can do apart from start packing your stuff.

Thank you for your reply. Can I pay the fees in a later stage without it effecting my credit record please? I am overwhelmed with the cost of self-storage and moving man and van services so it's not possible to pay this now unless I borrow money, which us not ideal 

housebuyer143

The_vegetarian said:

molerat said:

It looks like the possession is going to go ahead whether or not you pay the costs.  That will just be a debt they can pursue at a later date, you can worry about paying that then.  I don't think there is an awful lot you can do apart from start packing your stuff.

Thank you for your reply. Can I pay the fees in a later stage without it effecting my credit record please? I am overwhelmed with the cost of self-storage and moving man and van services so it's not possible to pay this now unless I borrow money, which us not ideal 

If you don't pay I guess they can go for a CCJ and that will affect your credit. So it might be worth speaking to them and agreeing a payment plan rather than just ignore it.

The_vegetarian

housebuyer143 said:

The_vegetarian said:

molerat said:

It looks like the possession is going to go ahead whether or not you pay the costs.  That will just be a debt they can pursue at a later date, you can worry about paying that then.  I don't think there is an awful lot you can do apart from start packing your stuff.

Thank you for your reply. Can I pay the fees in a later stage without it effecting my credit record please? I am overwhelmed with the cost of self-storage and moving man and van services so it's not possible to pay this now unless I borrow money, which us not ideal 

If you don't pay I guess they can go for a CCJ and that will affect your credit. So it might be worth speaking to them and agreeing a payment plan rather than just ignore it.

Ok, I will. Thanks so much 

doodling

Hi,

housebuyer143 said:

The_vegetarian said:

molerat said:

It looks like the possession is going to go ahead whether or not you pay the costs.  That will just be a debt they can pursue at a later date, you can worry about paying that then.  I don't think there is an awful lot you can do apart from start packing your stuff.

Thank you for your reply. Can I pay the fees in a later stage without it effecting my credit record please? I am overwhelmed with the cost of self-storage and moving man and van services so it's not possible to pay this now unless I borrow money, which us not ideal 

If you don't pay I guess they can go for a CCJ and that will affect your credit. So it might be worth speaking to them and agreeing a payment plan rather than just ignore it.

It is already a CCJ.  CCJs do not affect a credit rating provided they are paid within a month but you may need to take action to get it removed from the register - see: 
https://www.citizensadvice.org.uk/debt-and-money/borrowing-money/county-court-judgments-and-your-credit-rating/#:~:text=If you pay the debt in full within 1 month,re on a low income

Schwarzwald

The_vegetarian said:

I need urgent advice please
[...]

The landlord's solicitor sent a letter asking for this to be paid within the period set by the order or threatened with taking actions. 

[...]

It a big amount 

best advice really is to communicate with the other side in a constructive manner.

if you cant pay, tell them.
but also make a suggestion what you can do, ie instalment plan.

Big amount? how much? 

the worst really is to bury you head in the sand and ignore communication.
use email, post to creat a proof of sending/responding.

only make suggestion that you can meet or even outperform.

deannagone

When I was evicted, the court fees were taken from the deposit amount.  The LL paid the court fee when the case was entered, but an order was then made that I had to pay the fees to the LL as a part of the court case.  You should then negotiate with the LL how the fees are paid.  I didn't have to pay anything to the court to cover the fees. It was strictly an arrangement between the LL and myself.  Obviously if I hadn't made arrangements to pay the fees the LL could have then pursued a CCJ against me.  Look at your court paperwork to see if the same thing has happened.

I don't know quite how this works, but I believe if you are in receipt of benefits, the court fees can be reduced. You did have a few days in between receiving the court case notification and the case appearing in court. But I believe this needs to be applied for at the time or before the case appears in court (this is what the court may say).  I'd recommend phoning the court and asking if you can get a fee reduction after the case.  I don't know if you can.  I was so stressed with the whole process, packing up the property, not knowing where I'd end up, I didn't pursue a fee reduction because I was on benefits, so had to pay the fees to the LL. 

I am afraid although councils often insist you go through the possession order/bailiffs warrant of eviction process before they will rehouse you, they will offer no help with the resultant court fees.

If its any help, although the whole process was as stressful as its possible to be, including being placed in emergency housing and then eventually being awarded a permanent council home.., it was worth it in the long run.  I am very grateful it happened, particulary as rents have since doubled and are now three times what needs to be paid for my council property.  I am also able to get repairs done, which didn't happen with my private LL. But with council's being able to place you almost anywhere out of borough in yet more private accommodation, this doesn't work out for everyone (as emergency accommodation).  I had children with special needs so was able to argue against some of these things happening.  

The_vegetarian

deannagone said:

When I was evicted, the court fees were taken from the deposit amount.  The LL paid the court fee when the case was entered, but an order was then made that I had to pay the fees to the LL as a part of the court case.  You should then negotiate with the LL how the fees are paid.  I didn't have to pay anything to the court to cover the fees. It was strictly an arrangement between the LL and myself.  Obviously if I hadn't made arrangements to pay the fees the LL could have then pursued a CCJ against me.  Look at your court paperwork to see if the same thing has happened.

I don't know quite how this works, but I believe if you are in receipt of benefits, the court fees can be reduced. You did have a few days in between receiving the court case notification and the case appearing in court. But I believe this needs to be applied for at the time or before the case appears in court (this is what the court may say).  I'd recommend phoning the court and asking if you can get a fee reduction after the case.  I don't know if you can.  I was so stressed with the whole process, packing up the property, not knowing where I'd end up, I didn't pursue a fee reduction because I was on benefits, so had to pay the fees to the LL. 

I am afraid although councils often insist you go through the possession order/bailiffs warrant of eviction process before they will rehouse you, they will offer no help with the resultant court fees.

If its any help, although the whole process was as stressful as its possible to be, including being placed in emergency housing and then eventually being awarded a permanent council home.., it was worth it in the long run.  I am very grateful it happened, particulary as rents have since doubled and are now three times what needs to be paid for my council property.  I am also able to get repairs done, which didn't happen with my private LL. But with council's being able to place you almost anywhere out of borough in yet more private accommodation, this doesn't work out for everyone (as emergency accommodation).  I had children with special needs so was able to argue against some of these things happening.  

Thank you for your kind and encouraging message and sharing your experience with me. And all the positivity at the end of that tunnel 🥰 While I was reading your message I felt the similarities and it hit home and how much it relates to my current situation. Well done and congratulations x I'm really happy for you, you found your forever home. All the best of wishes for you and family x
I will try and ask my daughter to contact the court to check if any reduction is possible as I never new since yesterday someone else as well has mentioned that if I am on benefits it's worth checking.

ian1246

Your "child" - the 18 year old - may also be out of luck in terms of whatever housing the council are prepared to offer you I.e. bedroom numbers.

They are an adult - what is their situation with regards to work? Could you rent a property between you? They will need to think about their housing situation ready for when your evicted - since the council may only be interested in housing you & your youngest, not necessarily them. It is worth double checking what thecouncil stance is in regards to this, since it could be very upsetting on the day if they look to house you & youngest separately to the 18 year old.

silvercar

ian1246 said:

Your "child" - the 18 year old - may also be out of luck in terms of whatever housing the council are prepared to offer you I.e. bedroom numbers.

They are an adult - what is their situation with regards to work? Could you rent a property between you? They will need to think about their housing situation ready for when your evicted - since the council may only be interested in housing you & your youngest, not necessarily them. It is worth double checking what their stance is in regards to this.

I disagree. The OP will be entitled to a 3 bedroom place, as the 18 year old will need a room of their own. The council doesn't decide who can live as a family unit, in the same way anyone living with an elderly parent isn't told that they should sort themselves out.

Though I agree that the 18 year old may be able to contribute to rent, if they are working.