Time to replace Amex?

DullGreyGuy

Gerry1 said:

DullGreyGuy said:

Gerry1 said:

DullGreyGuy said:

Gerry1 said:

sausage_time said:

My active cards are on my phone anyway, so carrying multiple cards is not an issue for me personally.  I don't typically carry any.

Which is fine and dandy until you watch some lowlife snatch your unlocked phone from your hands and whizz away on his e-bike. 😱

Unlocked doesn't help them as you still need pin or biometrics to make a payment. If they managed to swipe it after already doing biometrics to prime a card they have only 30 seconds or so to whizz away and make a single purchase after which time biometrics need to be repeated. Were they to snatch my card instead they could make multiple up to £100 purchases until such time as I've managed to freeze the card. 

Their best bet really is to steal my wallet because I might not notice that immediately giving them more time to spend on the cards before I get chance to freeze them

I was making the point that sausage_time might have been stranded if every method of payment was on the stolen phone.  You couldn't even make a phone call in the unlikely event you could find a working payphone nearby.

Then what would the relevance of it being unlocked?
Pre having the likes of ApplePay would have exactly the same problem if wallet was stolen

Wallet theft is probably less common than phone theft.  You won't see many people walking along the street openly displaying a wallet worth £500 — £1000.

Agree is less likely because is less often carried in the hand... dont think its to do with the value of the wallet itself though as you'd expect the majority of wallets to contain multiple cards which these days are a hundred each per tap you can get away with before the cards are frozen. 

Obviously handbags are the best of both worlds as they're likely to contain both phone and wallet/purse and bag snatching is still rife

Nasqueron

Gerry1 said:

DullGreyGuy said:

Gerry1 said:

DullGreyGuy said:

Gerry1 said:

sausage_time said:

My active cards are on my phone anyway, so carrying multiple cards is not an issue for me personally.  I don't typically carry any.

Which is fine and dandy until you watch some lowlife snatch your unlocked phone from your hands and whizz away on his e-bike. 😱

Unlocked doesn't help them as you still need pin or biometrics to make a payment. If they managed to swipe it after already doing biometrics to prime a card they have only 30 seconds or so to whizz away and make a single purchase after which time biometrics need to be repeated. Were they to snatch my card instead they could make multiple up to £100 purchases until such time as I've managed to freeze the card. 

Their best bet really is to steal my wallet because I might not notice that immediately giving them more time to spend on the cards before I get chance to freeze them

I was making the point that sausage_time might have been stranded if every method of payment was on the stolen phone.  You couldn't even make a phone call in the unlikely event you could find a working payphone nearby.

Then what would the relevance of it being unlocked?
Pre having the likes of ApplePay would have exactly the same problem if wallet was stolen

Wallet theft is probably less common than phone theft.  You won't see many people walking along the street openly displaying a wallet worth £500 — £1000.

Depends where you are, if I am abroad, thanks to you know what I don't have free roaming anymore so my phone is almost never in my hand except in a shop for a purchase, certainly not walking down the street, whereas a wallet could be a much easier target to get out. If walking down the street in the UK I may have it out and a wallet, if I even have one on me, is likely to be tucked away somewhere