DCAs Claim - Black Horse Finance - Claim for Deceased Son's Estate

I used the Martin Lewis reclaim tool & guide, but could not get the e-mail or copy text.
So I copied the tool guide, then wrote a letter to the company I am asking about DCAs.
I am not claiming for myself, but have wrote to the company involved for my deceased Son estate, to which I am executor & have been granted probate by the Court of Justice, to which my Son passed away 6 years ago this last week on the 3rd September.
The company I have contacted is Black Horse Finance, to which my Son had 2 different agreements with them, one in 2008 for finance which he paid off, he sold that car, then had finance in 2013 for another car, which he paid off.
I have the car now, since 2018 we didn't want to part with the car.
I have sent the formal enquiry letter today to Black Horse Finance 9th September 2024 by recorded delivery, cost £7.95 pence, but best to use recorded delivery, then I have proof that Black Horse Finance have the letter.
Common sense I have made copies.
I have all the paperwork from the car dealer Evans Halshaw & Black Horse Finance for the 2013 agreement, but only have the Black Horse Finance paperwork for the 2008 agreement.
So now I wait for a reply.

Comments

  • Nasqueron
    Nasqueron Posts: 10,412 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    edited 10 September 2024 at 10:18AM
    OK

    Keep in mind that even if you get a reply there will be no action until late next year at the earliest

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Nasqueron said:
    OK

    Keep in mind that even if you get a reply there will be no action until late next year at the earliest

     
    Thanks Nasqueron
    Yes I know it will be a long drawn out action, but at least the enquiry action is started.
  • Further to my enquiry regarding my deceased son's finance agreement's with Black Horse Finance.
    It is now 8 weeks since I sent the recorded delivery letter to the company, but had no response.
    I have now just wrote another letter to the company dated 5th November 2024, asking for information
    about my deceased son's 2 accounts.

  • Nasqueron
    Nasqueron Posts: 10,412 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Further to my enquiry regarding my deceased son's finance agreement's with Black Horse Finance.
    It is now 8 weeks since I sent the recorded delivery letter to the company, but had no response.
    I have now just wrote another letter to the company dated 5th November 2024, asking for information
    about my deceased son's 2 accounts.

    Sending recorded delivery etc is a waste of money - just use the MSE template to send it

    Keep in mind that many lenders are not responding, just logging things, due to the FCA investigation and freeze on cases

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 349.7K Banking & Borrowing
  • 252.6K Reduce Debt & Boost Income
  • 452.9K Spending & Discounts
  • 242.6K Work, Benefits & Business
  • 619.4K Mortgages, Homes & Bills
  • 176.3K Life & Family
  • 255.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.