Coventry Four Access ISA (Online) (2) @ 4.80% AER

Tom_Hendo

Does anyone know how long I have to make a transfer in? Assuming as it's not a fixed product it's unlimited time?

I have an ISA maturing in December but don't want to lose this interest rate if they pull and introduce issue 3!

MDMD

Tom_Hendo said:

Does anyone know how long I have to make a transfer in? Assuming as it's not a fixed product it's unlimited time?

I have an ISA maturing in December but don't want to lose this interest rate if they pull and introduce issue 3!

The interest rate is variable so could change anyway 

silvercar

does anyone know the maximum deposit? I want to transfer an old IsA that is maturing but above £20k. The first page for this account says max £20k, but the T&Cs don’t mention a maximum.

Aidanmc

silvercar said:

does anyone know the maximum deposit? I want to transfer an old IsA that is maturing but above £20k. The first page for this account says max £20k, but the T&Cs don’t mention a maximum.

The max 20k would be for new subscriptions.

Don't see any limit for transferring in previous years ISA's though.

Would personally stay below 85k for FSCS protection

refluxer

silvercar said:

does anyone know the maximum deposit? I want to transfer an old IsA that is maturing but above £20k. The first page for this account says max £20k, but the T&Cs don’t mention a maximum.

The £20k limit just applies to new subscriptions and not transfers - if the account T&Cs don't mention a maximum balance then there won't be one, although some banks and building societies may limit you to how much you can have saved with them in total across all your accounts. This can sometimes match the FSCS limit of £85k (which you wouldn't want to exceed anyway) but it's not uncommon for it be a much higher (often 6 or 7-figure) sum.

2010

Tom_Hendo said:

Does anyone know how long I have to make a transfer in? Assuming as it's not a fixed product it's unlimited time?

I have an ISA maturing in December but don't want to lose this interest rate if they pull and introduce issue 3!

You have 30 days from opening.

Rich2808

I have the original issue 1 paying the same rate.

Assume they will just apply any rate cuts (say post the November BoE meeting) on a parallel basis to both so no benefit to opening this new account. Not certain - but likely!