Nationwide FlexPlus fee hiked to £18/month from December

ThePirates

Changed to a Flex Direct, took 2 mins.
Will take time to find the insurances I need but will be cheaper than £13 then £18 a month.

Stargunner

ThePirates said:

Changed to a Flex Direct, took 2 mins.
Will take time to find the insurances I need but will be cheaper than £13 then £18 a month.

You may find comparable insurances cheaper if you are fairly young, but as you get older travel insurance increases and it will still represent good value to many.

WillPS

callum9999 said:

WillPS said:

anoukis said:

Co-op isn't comparable as the mobile phone cover is only for the account holder. 

By that logic they're all incomparable, none of the competitors will offer the exact same range of insurances with the same stipulations. For some, ourselves included, account holders (plural, for a joint account) will be enough. Sadly tho the Co-op doesn't offer Onward Travel on their roadside assistance as Nationwide does, which is a dealbreaker for us - that doesn't mean it isn't comparable tho.

I feel like if it's so different you won't even consider using it, that's the very definition of not comparable?

How would you have come to that determination if not by comparison?

35har1old

anoukis said:

This was a matter of time... I suspect Virgin will follow.

Co-op isn't comparable as the mobile phone cover is only for the account holder. 

anoukis said:

This was a matter of time... I suspect Virgin will follow.

Co-op isn't comparable as the mobile phone cover is only for the account holder. 

Travel insurance has not the same level of cover either 

35har1old

ThePirates said:

Changed to a Flex Direct, took 2 mins.
Will take time to find the insurances I need but will be cheaper than £13 then £18 a month.

AA European Zone one from £4.63 a day

wiseonesomeofthetime

https://www.moneysavingexpert.com/news/2024/09/nationwide-flexplus-account-fee-hike/

Stargunner

ThePirates said:

Changed to a Flex Direct, took 2 mins.
Will take time to find the insurances I need but will be cheaper than £13 then £18 a month.

Wouldn’t be cheaper for me when I factor in the £100 fairer share payment that this account has previously qualified me for.

friolento

Stargunner said:

ThePirates said:

Changed to a Flex Direct, took 2 mins.
Will take time to find the insurances I need but will be cheaper than £13 then £18 a month.

Wouldn’t be cheaper for me when I factor in the £100 fairer share payment that this account has previously qualified me for.

You can be eligible for the Fairer Share without paying a monthly fee. 

Stargunner

friolento said:

Stargunner said:

ThePirates said:

Changed to a Flex Direct, took 2 mins.
Will take time to find the insurances I need but will be cheaper than £13 then £18 a month.

Wouldn’t be cheaper for me when I factor in the £100 fairer share payment that this account has previously qualified me for.

You can be eligible for the Fairer Share without paying a monthly fee. 

Oops, for some reason I thought that you needed the Flex Plus acc to qualify 

SevenOfNine

I did some research regarding alternative travel insurance as soon as N/W announced they were changing provider to Aviva. 

We have medical declarations so our policy wasn't going to run out until 1 October. Last year through N/W our declarations cost an additional £186 or so (inc age cost). As it's 'renewal' time for us I can finally access a N/W Aviva quote for the same medical additions & it is £232.

So £448 in total, up by £106 on last year.  I had quotes 5 months ago from Staysure, AllClear Ins & Insure & Go, worldwide, multi trip, all coming out at a  £700-£900+, & separately we'd have to purchase AA or RAC at about £100, not bothered about phone insurance.

I'd listed the 'MINUS' indications initially given by N/W, 12 that I needed to consider, plus 6 General Exclusions, can't say I'm massively bothered by any of the 12 negative changes, nor the General Exclusions & some of those were positives anyway.

All-in-all it's looking like even with N/W price hike, it's still a reasonable buy, but I'm going to redo quotes from others, probably sticking to the 3 I've mentioned as they've seemed popular with the oldies we mix with (we're 70 & 76).

Younger people probably should shop around now, but older with medical declarations, on multi trip worldwide might be a bit surprised at the costs elsewhere (as I was).