Small Pension Pots

Greenwaves

Albermarle said:

Greenwaves said:

The pension advice service inform me (they had to check with their back office), that an uncrystallized pension 10k or less can be taken as a small pot and not trigger the MPAA. However they also said whether your scheme provider will do that as a small pot is another matter. Each scheme provider makes up their rules within the confines of HMRC rules. But most definitely they said HMRC rules allow it. 

This was not their initial advice but I pressed them to look more deeply, quoting HMRC rules and M and G interpretations. They went off to research and check and phoned me back with the above answer.

So it seems you can and you can't dependant on your pension provider.

It is not really the provider making up their own rules.
some just do not offer it as demand is low and having the process in place is unprofitable.

Each provider creates their own scheme rules. The pension advice service said it would depend on a  provider's scheme rules. Perhaps though it is as you say, how their processes are set up ... If the computer says no!