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Combining flats into one larger flat?

lmdp
Posts: 28 Forumite

Just curious if this is a thing - I own two flats in a 4 story house. The basement and ground. In the future, I have thought of combining the two floors to make one house - what would this be called and is it a simple thing to do?
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If you have a seperate rather than communal entrance it would be called a maisonette. You would need to remove a kitchen possibly using space to create utility room or extra bathroom and install an internal staircase or reconfigue existing stair to basement.
Any work would require freeholders permission and building control.
Whether it would be fnancially worthwhile would be a seperate issue dependent on local market.
Some design magazines frequently feature homes where this change as been made
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I assume these are leasehold properties. If so, you would need to check the terms of the lease. I suspect this type of significant alteration is prohibited...but by the nature of the development it might be possible to work with the freeholder to get the lease amended.0
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I own the freehold. I think originally the 4 flats were 1 house.
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Any mortgages involved? You'd need to investigate whether planning permission is required.0
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No morgages involved. I'll look into it0
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- Some local councils (e.g. in parts of London) might be opposed to you amalgamating flats, and require you to get planning consent - because you'd be reducing the number of homes (by 1).
- If you find you don't need planning consent - maybe it's sensible to get a "Certificate of Lawfulness" from the council anyway. So when you sell, there will be no arguments about whether you should have got planning consent.
You mention 4 flats in the building. Are the other 2 leasehold?
If so, you need to check the leases of those other 2 flats, to make sure you are not breaching them in any way.
As examples,- Will you be wanting to enclose any communal hallway or staircase into the newly formed flat?
- Will you need to breach any covenants in your leases or your neighbours leases to create the new flat?
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Also, the issue of the contribution to the block maintenance if the flats are reduced in number. Arguably less wear and tear from one occupying unit than two separate households, but you will own a higher percentage of the block.I’ve seen this in converted houses, where the basement and ground floor flats have become one and own the freehold and the garden. I suspect the owners are waiting to buy the upper floor and recreate a house.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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Thanks guys.
It is just a thought.
In regards to the communal hallway, no I would not enclosing that, any new entrance would be from the garden.
I own the freehold of the entire building. Technically, if I made the bottom two flats into one, I would go from owning half (two flats out of 4) to a third, 1 flat our of four?0 -
lmdp said:
I own the freehold of the entire building. Technically, if I made the bottom two flats into one, I would go from owning half (two flats out of 4) to a third, 1 flat our of four 3?
I'm not sure what point you're making.
You would continue to own the freehold of the entire building.
Presumably you currently own 2 leasehold flats. So after amalgamating the 2 flats, I guess you would change the leases, so that you own 1 leasehold flat.
Are the other 2 flats (that you don't own) leasehold?
What do you see as the issue with that?
Are you worried about the other 2 leaseholders taking over the 'Right To Manage' and/or forcing you to sell the freehold by 'Collective Enfranchisement'.
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silvercar said:Also, the issue of the contribution to the block maintenance if the flats are reduced in number. Arguably less wear and tear from one occupying unit than two separate households, but you will own a higher percentage of the block.I’ve seen this in converted houses, where the basement and ground floor flats have become one and own the freehold and the garden. I suspect the owners are waiting to buy the upper floor and recreate a house.
Let's say both flats are rented out and (2 beds +kitchen + lounge) 2 people live upstairs and 2 downstairs. He merges flats, converts kitchen and lounge into 2 additional bedrooms and now we have 6 bedrooms = 6 people.0
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