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The Ongoing Saga of Ruby Trying to Own A Home

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  • That will be a question to ask myself when we're actually in the renovating and decorating stage - do I want to put these things back in my newly decorated space or not?
    This is exactly the dilemma I have at the moment! Even things I know I cleaned before I put them away all look grubby and depressing now I've got them back out again 🙁!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • ruby_eskimo
    ruby_eskimo Posts: 4,792 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    That will be a question to ask myself when we're actually in the renovating and decorating stage - do I want to put these things back in my newly decorated space or not?
    This is exactly the dilemma I have at the moment! Even things I know I cleaned before I put them away all look grubby and depressing now I've got them back out again 🙁!
    It's annoying isn't it.  Especially when I'm trying to be more sustainable and not buying things for the sake of buying them but in the new spaces we have I'm just like "it doesn't go...🤔"
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • South_coast
    South_coast Posts: 5,829 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    Oh, I love the idea of the bespoke wine cooler 😍 What a thoughtful gift!

    And your disposal of the fitted wardrobes sounds much more sensible than the ones which came out of my Mum's house - BF set fire to the lot of them 😬 Her (adjacent) holly tree has never recovered!
    Mortgage start: £65,495 (March 2016)
    Cleared 🧚‍♀️🧚‍♀️🧚‍♀️!!! In 5 years, 1 month and 29 days
    Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed

    Finally earning interest instead of paying it!!!
  • I think in his heart DH would love to have a big bonfire and just burn everything but the lure of using his chop saw to break the pieces up is far more tempting 🤣

    It's only 10am but it's been a busy morning already - had a delivery from the big Swedish shop so now our living room is covered in boxes of things to assemble (a book case, a corner add on for a wardrobe and shelves).  Then just as they were leaving, a British Gas engineer turned up to replace our smart meters as apparently they were first generation that only work on 2G, which is being phased out.  Took just over an hour but all sorted and it gave me a chance to unpack another box of office stuff while the power was off.  Now back to work 😞😏
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
  • Now we have the new smart meters, we can actually register for the energy peak save times, which will definitely come in handy.  We have yet to turn the heating on in this house because we're waiting for our plumber to come and service the boiler first (and do a few other jobs while he's here).  That's booked in for next Monday, which will hopefully be the start of all the things that we need to get done before Christmas.

    I finally managed to automate all my payday money shuffle payments, ready to come out after my next payday.  It will hopefully make things a lot easier and also reassure any banks that I'm not trying to launder money by manually moving it between multiple accounts 🤣
    Emergency Fund - £8572.39 / £10,000 :: Mortgage OP 2025 - £
    LISA 24/25 - £3200 / £4000 :: NSD 2025 - 2 / 150 :: Books Read: 1 / 52 :: Decluttering - 4 / 1000
    Engaged 9th December 2010 :: Married 29th October 2015 :: Bought a House 13th January 2017
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