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30/12/07 What small dfw thing have you done or will you do today?
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In addition to my previous post, I have just sorted through all my toiletries and cosmetics...have found a heap of stuff I didn't know I had which means I don't need to buy shampoo, conditioner, body scrub/soap, face cleanser, moisturiser or deodorant for about 6 years! Result. I reckon I could probabyl live oout of that supply for 3-6 months!Proud to be dealing with my debts!0
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Worked out that I need to find £3400 by 1st April to finally pay off all my debts (£1162.30, inc £254.05 that I overspent on xmas pressies:mad: ) and put the maximum amount I can into my ISA this year. So it looks like I may have got myself a target. I may even make it my signature if I can work out how:rotfl:1st April 2008 challenge:mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:jTOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:0
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Hi,
My DFW things for today:
Got 1 Tesco till receipt with points added at customer services (my other 3 were outwith the 14 days.)
Used £3.50 in coupons off shopping in Tesco, most of it on BOGOF crisps and juice rarely on offer. Also Ferrero Rochers on offer for my sisters birthday and a roll of plain silver wrapping paper.
Found a couple of receipts with points.
Used £1.70 in coupons off shopping in Asda; 2 x cushions, reduced pears and reduced cauliflower.
Will check if I have any piggy clicks.Tesco points: 101 (£21.50, £19.50, £7.50, £21 & £5)
Boots points: £0.28
Pigsback points: 715 (4 xBoots£10 & 1 xPizzaHut£10, 2 x £10 clothing vouchers)
Mutual points: 3417 (redeemed 8250)
Rpoints:redeemed 28925 points)Cashbag:£8.91(£20)0 -
Worked out that I need to find £3400 by 1st April to finally pay off all my debts (£1162.30, inc £254.05 that I overspent on xmas pressies:mad: ) and put the maximum amount I can into my ISA this year. So it looks like I may have got myself a target. I may even make it my signature if I can work out how:rotfl:
Hi Red
Just go to top of page under where it says welcome red74, click on userCP, then look to left and click on edit signature. Type whatever you want into the big box then click save and it will be automatically on your posts.:D0 -
Cheers Sophiesmum, I'll have a go now! x1st April 2008 challenge:mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:jTOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:0
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So fingers crossed that I haven't messed it up....1st April 2008 challenge:mad: xmas overspend = [strike]£254.05[/strike] £0:j......cc1 = [strike]£240.78[/strike] £0:j .......cc2 = [strike]£667.47[/strike] £0 :j ...amount owed to ISA = [strike]£1599.90[/strike] £0:jTOTAL TO GO = [strike]£2762.20[/strike] £0 !!!:dance: DONE IT DONE IT DONE IT!!!:dance:0
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Bought reduced price mince in Somerfield today - reduced from £3 to £1.50 - and when got home checked receipt, the checkout girl had only put it through for 15p!! So using up some slightly rubbery potatoes to make mashed potatoes and my bargain mince, I made very cheap mince and tatties!!Official DFW Nerd Club Member no 694
Long haul supporters DFW no 12 - DFD - May 2022:eek:
:T Proud To Be Dealing With Our Debts:T0 -
Well today I have done the following
1 written to Lloyds tsb for data protection print of all loans (taking charge to get refunded PPI charges as they have definietely been mis-sold!)
2 written to capital bank for the same
3 written to hfc bank for same
4 filled in paperwork to see if me and hubby have old bank accounts with money still in them
5 written to O2 about 400 quid of overcharges dating back to 2004 which were supposed to be refunded but were never paid into the bank
6 amassed 5 yellow bags of recycling for the binmen on friday
7 cleared out a few dresses to list on ebay (but am waiting for a cheap listing day cos i missed yesterdays boo)
8 wrote a review on ciao (to be posted on dooyoo and epinions as well for extra points and dollars!)
I still have loads to do but am going to do it gradually and try to get as much as possible. Aiming to pay off at least one of our two bank loans in 2008 which would help immenselyLBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Today I have:
*meal planned for the week
*turned the heating off and put a fleecey top on
*finely sliced lunchtimes ham joint for todays roast and next few days lunchtime butties.
*made homemade parsley sauce from stuff in my pantry rather than nip out and buy a sachet as I norally would (internet is a fantastic resource for recipies).
*Completed cash spread sheet.
*wrapped up three parcels for Ebay
*listed on Ebay and Amazon
*persued on MSE for a while0
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