Lost pension

xylophone

Are you saying that Atotech had its own DB Pension Scheme which was administered by EL?

Or are you saying that you were always a member of the Total Scheme but had AVCs with EL?

Idiotcats

Atotech pension was administered by EL, when it collapsed atotech pension was then total 

xylophone

You joined the Apotech DB Scheme in 1995.

The DB pension was administered by Equitable Life. 

Utmost  took over administration from EL in 2000 (?).

According to Utmost, the pension fund was transferred (when?)  to Hewitt Bacon and Woodrow.

https://en.wikipedia.org/wiki/Aon_Hewitt

Aon Hewitt (formerly known as Hewitt Associates) was a provider of human capital and management consulting services headquartered in Lincolnshire, Illinois in the United States. From 500 offices in 120 countries, it provided consulting, outsourcing, and reinsurance brokerage services. The "Aon Hewitt" brand and legal entities have now been absorbed into the "Aon" business, leaving obsolete the names "Hewitt" and "Aon Hewitt


By early 2000 Hewitt expanded with new offices near Houston, Texas, and a new office in Kuala Lumpur, Malaysia. The company also announced the merger of its British and Irish operations with the United Kingdom's Bacon & Woodrow, a retirement and HR management consulting firm.

Are you sure that AON can't help?

https://www.aon.com/unitedkingdom/retirement-investment/benefits-administration/default.jsp

If you are a member of a pension scheme administered by Aon, or you are working on a member’s behalf, please contact us on 01252 768000, email; enquiries@aon.com or by post at; Aon, PO Box 196, Huddersfield, HD8 1EG.

Idiotcats

Hi I've tried repeatedly to contact Aon no reply, so w
I'll send recorded delivery request this week serif that helps
Ivery much appreciate all the help it seems like a merrygo round 

xylophone

Keep going.....

https://forums.moneysavingexpert.com/discussion/comment/80943675/#Comment_80943675

Idiotcats

That's brilliant news glad you helped well done

I will continue with all the info I have now the forum is so encouraging and proves persistence pays off - and experts to help 😁 thank you so much 

xylophone

See also

https://www.thisismoney.co.uk/money/pensions/article-13701977/Long-lost-pension-STEVE-WEBB-tracks-pot.html

whatretired

I wonder if anyone can help? I worked for a local authority from 1975-77. I haven't kept any payslips from this time so I don't have evidence of my employment. However I have contacted the local authority and asked how to apply for my pension for that period. They said that they have no record of me. I can't be certain that I paid superannuation but if it was offered to me, then I would have paid into the scheme. I have always been financially aware. Do you know would HMRC have a record of this?

FIREDreamer

whatretired said:

I wonder if anyone can help? I worked for a local authority from 1975-77. I haven't kept any payslips from this time so I don't have evidence of my employment. However I have contacted the local authority and asked how to apply for my pension for that period. They said that they have no record of me. I can't be certain that I paid superannuation but if it was offered to me, then I would have paid into the scheme. I have always been financially aware. Do you know would HMRC have a record of this?

Back in those days you would have needed 5 years’ service to have obtained a deferred pension so it’s likely your contributions were refunded to you shortly after you left.

it changed to 2 years’ service sometime in the 1980’s but I am not sure when.

Silvertabby

whatretired said:

I wonder if anyone can help? I worked for a local authority from 1975-77. I haven't kept any payslips from this time so I don't have evidence of my employment. However I have contacted the local authority and asked how to apply for my pension for that period. They said that they have no record of me. I can't be certain that I paid superannuation but if it was offered to me, then I would have paid into the scheme. I have always been financially aware. Do you know would HMRC have a record of this?

Back then, you would have needed at least 5 years service to have accrued any actual pension rights.  In addition, if you were under age 26 when you left you would have received an automatic refund of your contributions.  I know it's a long time ago, but can you remember getting a cheque shortly after leaving?  You may have thought that it was just some pay arrears.

If you were over 26 when you left then you would have been given the alternative option of transferring your benefits to your new employers pension scheme - but I'm guessing that isn't the case here.

When LGPS records were computerised only those with actual pension rights were uploaded, hence the 'no record' response.  If your LGPS is anything like the one I worked for your (paper) records will be in a dusty archive.  

HMRC won't be able to help, as 1975/77 pre-dates contracting out and identifying NI codes (from April 1978).  But, based on what you have said, I'm certain that you don't have any pension to claim.