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Junior ISA portfolio

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Midas
Midas Posts: 597 Forumite
Part of the Furniture 500 Posts Combo Breaker
edited 20 August 2024 at 1:06PM in ISAs & tax-free savings
post removed 
Midas.

Comments

  • eskbanker
    eskbanker Posts: 37,214 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    On what basis did you make a conscious choice to select a range of funds (and manage them on an ongoing basis) rather than using a global tracker in the first place, and what specific investment strategy did/do you have in mind that guided these choices?
  • dunstonh
    dunstonh Posts: 119,706 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Thanks in advance for any opinions! 
    It looks like a classic fashion investor portfolio.  The sort of portfolio put together by someone who doesn't understand investing but reads the Telegraph money section and buys most of the funds they have promoted.  

    I would be interested in views as to the overall balance of funds here and also which to top up / what to add with the £2k cash I have to add. Or, a more radical option would be to dump the lot and buy a global equity tracker, as I suspect I'm underperforming against one. 
    The tracker is the sensible option.  What you have done is the radical option.




    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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