Bank of Scotland plc trading as Halifax

Woody1982
Woody1982 Posts: 3 Newbie
Name Dropper First Post
in Reclaim car finance

I have composed a letter using the car finance reclaim tool. However, I can’t find an email contact to send it to. The creditor on my agreement was ‘Bank of Scotland plc trading as Halifax’. Can anybody help?

I’m also wondering if it’s even worth trying at all as I have done some research and their name isn’t coming up with being associated with any wrongdoing.

Any help would be greatly appreciated.


Comments

  • DullGreyGuy
    DullGreyGuy Posts: 17,258 Forumite
    10,000 Posts Second Anniversary Name Dropper
    https://www.moneysavingexpert.com/reclaim/reclaim-car-finance/

    According to the above Halifax/BoS never used DCA
  • Nasqueron
    Nasqueron Posts: 10,450 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Did you take out a loan or was it definitely car finance?

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Woody1982
    Woody1982 Posts: 3 Newbie
    Name Dropper First Post
    @DullGreyGuy ahh... i didn't read that part of the article properly - thanks for your help.

    @Nasqueron: yes it was.  Hire Purchase
  • dunstonh
    dunstonh Posts: 119,166 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Was it through a dealer or bought via Halifax? - Although DDG has directly answered your query.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Woody1982
    Woody1982 Posts: 3 Newbie
    Name Dropper First Post
    dunstonh said:
    Was it through a dealer or bought via Halifax? - Although DDG has directly answered your query.
    It was through a used car dealer - Hendy Car & Van Store
  • dunstonh
    dunstonh Posts: 119,166 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Woody1982 said:
    dunstonh said:
    Was it through a dealer or bought via Halifax? - Although DDG has directly answered your query.
    It was through a used car dealer - Hendy Car & Van Store
    Sounds like an independent rather than a chain with own-brand finance.  That probably explains why there wasn't any.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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