PLEASE READ BEFORE POSTING

Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.

We'd like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

Restrictive Covenants

I am having a seriously unfortunate time moving home, had to pull out of one due to undisclosed issues, then we got gazumped and now we've got some insane restrictive covenants appear.

We're looking at a bungalow to renovate, however, there are some restrictive covenants in place such as:

3ft Wire fence in the rear garden must be maintained and not replaced, currently breached- this one particularly annoys me as it would severely compromise the privacy of the property
1ft Chain-link fence in the front garden must be maintained and not replaced, currently breached.
No plants, trees or shrubs taller than 2ft in the front garden
Not to change the external of the property
etc...

Has anyone had any luck overturning these? how often are they enforced, the property is not 30y/o

appreciate any and all advice, 


«1

Comments

  • elsien
    elsien Posts: 34,919 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 5 August 2024 at 8:12AM
    Who would be enforcing the covenant, are they still around and do you think after this length of time they would still care?
    All shall be well, and all shall be well, and all manner of things shall be well.

    Pedant alert - it's could have, not could of.
  • PRDMKT
    PRDMKT Posts: 82 Forumite
    Third Anniversary 10 Posts Name Dropper
    My understanding is that the covenant beneficiary is a regional developer, they are still active, but other bungalows, albeit not many have made changes that would be in breach.

    My concern as we look to flip the property is that we will have clear issues at resale,
  • BikingBud
    BikingBud Posts: 2,183 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Are you looking to move into it or flip it. 

    You mention both and the impact of the covenants may be more concerning if you are looking to flip without correcting and will depend upon how a conveyancer advises their client, this will likely increase your costs.

    If buying to keep then you could go with it and see what happens in the longer term.
  • propertyrental
    propertyrental Posts: 3,391 Forumite
    1,000 Posts First Anniversary Name Dropper
    It's likely the developer put them in place to maintain the uniformity of the development. If te developer is still active/on site they might enforce.
    It's also possible neighbouring properties also have the benefit (and therefore enforcement rights) of the covenants.
    But if others have breached without repercussions, enforcement is unlikely. But just as you have concerns, so might your buyer when you flip.
    Only with the agreement of the developer could the covenants be removed.
  • PRDMKT
    PRDMKT Posts: 82 Forumite
    Third Anniversary 10 Posts Name Dropper
    BikingBud said:
    Are you looking to move into it or flip it. 

    You mention both and the impact of the covenants may be more concerning if you are looking to flip without correcting and will depend upon how a conveyancer advises their client, this will likely increase your costs.

    If buying to keep then you could go with it and see what happens in the longer term.
    Move into and flip it over a 5 year period
  • PRDMKT
    PRDMKT Posts: 82 Forumite
    Third Anniversary 10 Posts Name Dropper
    It's likely the developer put them in place to maintain the uniformity of the development. If te developer is still active/on site they might enforce.
    It's also possible neighbouring properties also have the benefit (and therefore enforcement rights) of the covenants.
    But if others have breached without repercussions, enforcement is unlikely. But just as you have concerns, so might your buyer when you flip.
    Only with the agreement of the developer could the covenants be removed.
    Going to try this and see if I can get a letter headed email permitting us to make the changes we want. I have read online though that it's unlikely that these covenants would ever be enforced as the developer has now completed the site (30 year old development). This being said, I don't like to take chances and like to cover myself where possible,
  • Is there any reason why you couldn't reinstate the wire fence and then put a proper fence in front of it?
    We used to have exactly this in our old house.
  • chanz4
    chanz4 Posts: 11,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    my old house said no sky dishes, they didnt care
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • user1977
    user1977 Posts: 16,510 Forumite
    10,000 Posts Sixth Anniversary Photogenic Name Dropper
    PRDMKT said:
    I am having a seriously unfortunate time moving home, had to pull out of one due to undisclosed issues, then we got gazumped and now we've got some insane restrictive covenants appear.

    We're looking at a bungalow to renovate, however, there are some restrictive covenants in place such as:

    3ft Wire fence in the rear garden must be maintained and not replaced, currently breached- this one particularly annoys me as it would severely compromise the privacy of the property
    1ft Chain-link fence in the front garden must be maintained and not replaced, currently breached.
    No plants, trees or shrubs taller than 2ft in the front garden
    Not to change the external of the property
    etc...

    Sorry, not clear what your concern is - do you mean there are past breaches which are incapable of being remedied by you?
  • Section62
    Section62 Posts: 8,559 Forumite
    1,000 Posts Third Anniversary Name Dropper
    PRDMKT said:


    3ft Wire fence in the rear garden must be maintained and not replaced, currently breached- this one particularly annoys me as it would severely compromise the privacy of the property
    1ft Chain-link fence in the front garden must be maintained and not replaced, currently breached.
    No plants, trees or shrubs taller than 2ft in the front garden
    Not to change the external of the property
    etc...

    Have you checked these aren't linked to planning restrictions?  They are typical of 'open plan' development, which the council might be able to enforce through the planning process in addition to any enforcement the developer (and/or others) may be able to do via covenants.

    It is easy for folks to say "nobody will enforce them after 30 years", but proving it is something altogether different.

    As user1977 alludes to, the simple solution is to alter the property to remedy the breaches.  That way when you sell there won't be a problem with extant breaches.  But the situation would remain that a prospective buyer might be put off by the restrictions on what they can do with the garden in future.
Meet your Ambassadors

Categories

  • All Categories
  • 347.8K Banking & Borrowing
  • 251.9K Reduce Debt & Boost Income
  • 452.2K Spending & Discounts
  • 240.1K Work, Benefits & Business
  • 616.3K Mortgages, Homes & Bills
  • 175.4K Life & Family
  • 253.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 15.1K Coronavirus Support Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.