Is Lloyds Car finance Black Horse ?

I had a car finance in 2018 with Lloyds directly or so it seems, no mention anywhere about Black Horse( payments came out as “Lloyds Bank PLC”) 
but on the MSE template there is no drop-down option for Lloyds bank , only Black horse, which I know is part of Lloyds, does that mean my finance was with Black Horse despite it not being mentioned in the documents or bank statements? 
Thanks in advance. 

Comments

  • Hoenir
    Hoenir Posts: 7,015 Forumite
    1,000 Posts First Anniversary Name Dropper
    Black Horse would have banked with their parent company Lloyds Bank. 
  • dunstonh
    dunstonh Posts: 119,381 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    If you arranged your finance directly through Lloyds then DCA won't apply to you.

    The dealer cannot increase the interest rate on finance you arrange yourself.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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