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How can I find out who I had my car finance with?

LelMax
LelMax Posts: 2 Newbie
Second Anniversary First Post
edited 1 August 2024 at 9:53AM in Reclaim car finance
Hi Formites

Can anyone please help?

I brought my car from Hyundai on finance in 2010.  I believe I have my agreement number but dont know who the finance was with.  I used the MSE form to contact Hyundai but they said it doesn't match their agreement numbers. Their response was 

Our finance agreement numbers are 14 digits long and start with either 450, 650 or 100. Unless you have a finance agreement number matching this format, I would suggest that this finance agreement was not with Santander Consumer Finance.

I have my old bank statement that show a reference number against my loan payments, its 9 digits and starts 9268? Does anyone recognise this?

Thanks

Comments

  • Hoenir
    Hoenir Posts: 7,092 Forumite
    1,000 Posts First Anniversary Name Dropper
    Asked for your post to be moved. There's an entire sub forum on the topic. 
  • LelMax
    LelMax Posts: 2 Newbie
    Second Anniversary First Post
    Maybe telling me the name of the sub forum would have been helpful.
  • p00hsticks
    p00hsticks Posts: 14,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    LelMax said:
    Maybe telling me the name of the sub forum would have been helpful.
    Reclaim car finance — MoneySavingExpert Forum

    But as Hoenir has said they've already asked the forum team for this thread to be moved over to there, you don't need to re-post there. 
  • Has anyone found out how to find who provided finance older than 6 years ago. We're coming up with a blank from bank who said they don't keep records longer than 6 years and the same answer from the car company
  • Nasqueron
    Nasqueron Posts: 10,586 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    pobcat said:
    Has anyone found out how to find who provided finance older than 6 years ago. We're coming up with a blank from bank who said they don't keep records longer than 6 years and the same answer from the car company
    The only way you would find this is your own records - emails from the dealer for example, paperwork in the loft, that sort of thing. If your current bank is the one you had when you took out the finance then they will hold records longer than 6 years, maybe DSAR them if they can't provide anything easily

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

  • Nasqueron said:
    pobcat said:
    Has anyone found out how to find who provided finance older than 6 years ago. We're coming up with a blank from bank who said they don't keep records longer than 6 years and the same answer from the car company
    The only way you would find this is your own records - emails from the dealer for example, paperwork in the loft, that sort of thing. If your current bank is the one you had when you took out the finance then they will hold records longer than 6 years, maybe DSAR them if they can't provide anything easily
    What is DSAR Please I am having same problem 
  • Nasqueron
    Nasqueron Posts: 10,586 Forumite
    Tenth Anniversary 10,000 Posts Photogenic Name Dropper
    Nasqueron said:
    pobcat said:
    Has anyone found out how to find who provided finance older than 6 years ago. We're coming up with a blank from bank who said they don't keep records longer than 6 years and the same answer from the car company
    The only way you would find this is your own records - emails from the dealer for example, paperwork in the loft, that sort of thing. If your current bank is the one you had when you took out the finance then they will hold records longer than 6 years, maybe DSAR them if they can't provide anything easily
    What is DSAR Please I am having same problem 
    Data Subject Access Request - you can write to them and they have to look for all the data they have on you and then send it to you, unless there is no record left. They should have an email or address on their website

    Sam Vimes' Boots Theory of Socioeconomic Unfairness: 

    People are rich because they spend less money. A poor man buys $10 boots that last a season or two before he's walking in wet shoes and has to buy another pair. A rich man buys $50 boots that are made better and give him 10 years of dry feet. The poor man has spent $100 over those 10 years and still has wet feet.

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