We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Vauxhall Finance Taken Over By Stellantis

I have enquired to Vauxhall Finance regarding discretionary commission. They have since been taken over by Stellantis who are claiming I do not have any previous finance agreements with them following "an extensive investigation". Has anybody had a similar problem or have any advice on what the best course of action would be here?

Comments

  • Hoenir
    Hoenir Posts: 7,742 Forumite
    1,000 Posts First Anniversary Name Dropper
    As with the answers to the numerous other threads on the topic. Wait until the full investigation has been conducted. 
  • dunstonh
    dunstonh Posts: 120,606 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    JC980552 said:
    I have enquired to Vauxhall Finance regarding discretionary commission. They have since been taken over by Stellantis who are claiming I do not have any previous finance agreements with them following "an extensive investigation". Has anybody had a similar problem or have any advice on what the best course of action would be here?
    The best course of action is waiting until the FCA completes the review.   It has already stated that the Data Protection Act is causing problems with its own review, and it will almost certainly address that in its report.

    What normally happens is that the new firm takes on the existing customers (those with finance outstanding) and handles new lending but doesn't take the records on those that had repaid their debts.   So, the response is not unexpected but until the FCA publish their report, you just wait.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.