Got reg numbers but can’t remember who financed with.

Hi I had a few cars with finance. But can’t remember who with.
can you use tool with just reg numbers  of cars.
how long can you go back 
and if you paid off finance sooner before end of agreement does this still count.
also if you traded in car for another one can both be checked
And isi this worth sending now or waiting till after September as read here it’s been frozen at moment.
thanks 

Comments

  • dunstonh
    dunstonh Posts: 119,197 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    can you use tool with just reg numbers  of cars.
    No

    how long can you go back 
    we don't know. You will need to wait for the FCA report on that.  There is currently a hard date in 2009 for when the credit existed but we don't know if pre-2009 cases will be considered.  However, there is unlikely to much or any data from that period.

    and if you paid off finance sooner before end of agreement does this still count.
    yes

    also if you traded in car for another one can both be checked
    if you have the data, yes.

    And isi this worth sending now or waiting till after September as read here it’s been frozen at moment.
    nothing to be gained doing it now.  We don't know what they FCA is going to say.


    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
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