Severe Disability Premium v Carers premium and Housing Benefit

shul558127

I will try to keep this brief but would love a yes or no answer as I have confused myself no end.

Mother in law 76 iro high rate AA, does this attract a severe disability premium when claiming housing benefit, and if so would father in law claiming carers allowance for her affect that or attract a carers allowance premium too. I am aware he will only get underlying entitlement to CA.

They have too much weekly income to qualify for pension credit even with her AA. Their housing benefit/council tax benefit claim recently ended as he had a pension payout that took them over 16k. They will requalify at some point once their savings go down and I am pre'empting this.

The main question is, should he claim carers allowance for her or not, will it help of hinder their future claim to housing benefit.

Many thanks

Spoonie_Turtle

I'm not very conversant with the pension age rules but I'm fairly certain the SDP would only apply if MIL lives alone or is treated as living alone (which would only be if FIL also claims AA/another disability benefit or is registered blind).

FIL claiming CA would increase the PC threshold with a carers premium so they may then qualify for it, you should do a benefits calculation for them.

I'm not sure of the interaction of PC and HB, whether receiving PC would passport them to HB regardless of savings.

Others will know more and be able to give you clearer answers, I'm only commenting as nobody else has been around to do so yet.