discretionary payment claim

mandysm3

Hi,  I purchased car from evans halshaw in 2009 with motability finance, Does anybody know if the discretionary rate was used on these agreements. Thanks 

MSE_ForumTeam5

We've moved your question to the relevant part of the forum 

Our guide to this issue is here: https://www.moneysavingexpert.com/reclaim/reclaim-car-finance/ 

TadleyBaggie

mandysm3 said:

Hi,  I purchased car from evans halshaw in 2009 with motability finance, Does anybody know if the discretionary rate was used on these agreements. Thanks 

Suspect Motability will know, have you asked them?

Nebulous2

Hi there - welcome to MSE. 

Did you definitely purchase the car?

My previous experience was that Motability was a 3 year lease arrangement, rather than a purchase, and as such wouldn't be covered. 

mandysm3

Nebulous2 said:

Hi there - welcome to MSE. 

Did you definitely purchase the car?

My previous experience was that Motability was a 3 year lease arrangement, rather than a purchase, and as such wouldn't be covered. 

Yes definitely finance, before the stopped doing it

mandysm3

TadleyBaggie said:

mandysm3 said:

Hi,  I purchased car from evans halshaw in 2009 with motability finance, Does anybody know if the discretionary rate was used on these agreements. Thanks 

Suspect Motability will know, have you asked them?

I haven't yet

dunstonh

According to motability, its not PCP or PCH but is closer to PCH and is a lease and not finance.

https://news.motability.co.uk/scheme-news/how-the-motability-scheme-compares-to-other-leasing-options/