Ex refuses to sign so I can remortgage

Southend_2

silvercar said:

Southend_2 said:

In what world is a twenty something university student still considered a child?

In Britain. Something that has been true for the last 20+ years. Student loans are based on parental income. For at least the last decade student loans, even with parental contribution, are unlikely to be sufficient to cover basic living costs.

Even a non- student 20 something year old is unlikely to be able to afford to move out of home.

Absolutely bonkers. Infantilising grown adults who should be learning to stand on their own feet. Not to mention the fact that the loans system assumes parental contribution but doesn't (or didn't when I was a student) check whether the student actually received that supposed contribution. 

silvercar

Southend_2 said:

silvercar said:

Southend_2 said:

In what world is a twenty something university student still considered a child?

In Britain. Something that has been true for the last 20+ years. Student loans are based on parental income. For at least the last decade student loans, even with parental contribution, are unlikely to be sufficient to cover basic living costs.

Even a non- student 20 something year old is unlikely to be able to afford to move out of home.

Absolutely bonkers. Infantilising grown adults who should be learning to stand on their own feet. Not to mention the fact that the loans system assumes parental contribution but doesn't (or didn't when I was a student) check whether the student actually received that supposed contribution. 

It’s about affordability, if all students had full loans it would cost the country more; so higher earning families are expected (but not enforced) to offer some subsidy to their offspring. In the same way they are expected not to push their 18 yr old out of the front door on their birthday. The other issue, though not for discussion on this thread, is that the full loan isn’t sufficient to cover the cost of living of a student.