Wallets

Pollycat

DullGreyGuy said:

saajan_12 said:

 Would love the work pass & oyster to become electronic, as then the license could be one small thing to attach phsyically to my phone without worrying about cards clashing. 

Worked in one building where the work pass was electronic, for Android users you had to go into the App to bring it up but Apple users could add it to their wallet so just tap and enter. 

Oyster is more likely to cease to exist I think than go electronic... they've harmonised most the rules now between contactless and oyster and so the slight advantages for most that used to exist (it being a rolling 7 day cap rather than mon-sun cap) have gone. 

Pollycat said:

DullGreyGuy said:

Pollycat said:

And if 'wallet' is different to 'purse?

Depends which flavour of English you speak @Pollycat. 

In British English generally a wallet and purse is just the male and female version of more or less the same thing, though women's may be larger and have more space for coins. Technically a purse can also be a small bag for money but not used much these days.

In US English they are different, a wallet is used by both to hold cards, money etc and "purse" is what we'd call a (small) handbag. 

So here its "can you get my purse out by handbag" whereas there it'd more often be "can you get my wallet out my purse" 


As to the OP's question... no, very rarely carry my wallet these days as I'd need my phone anyway and would rather carry the least amount of possible items given I'm not a big manbag user. Have come unstuck once when didn't think and went to check into a hotel without bringing any physical cards with me. Was ok, just couldn't charge things to the room. 

I own 3 wallets... a day to day wallet that fits in a trouser pocket, a tall wallet that fits in a jacket inner pocket and a small card wallet thats made from a rare leather. Used to be a bit of a pain switching the cards between them but now rarely wear a jacket and dont carry one day to day. As a consequence tend to use the more unusual one most the time that I do want to carry one. 

Personally think its a good thing... never liked the look of a chap in a decent suit looking dapper other than the giant sports watch on his wrist that won't fit in the shirt cuff and the giant bulge on one thigh where their wallet is, kind of destroys the image

As I've been posting on a UK money saving website for a number of years, I would have thought it would be obvious what my flavour of English is.

We still get plenty who are British who've adopted US spellings etc hence mention by others of driving license rather than licence 

I still adopt UK spelling. 
I still use punctuation marks in the right place.

TBH, I have never met anyone in the UK who calls a 'handbag' a 'purse'.
The use of different words e.g. faucet for tap, sidewalk for pavement, purse for handbag is different to using US spelling e.g. realize.
Some spell checkers use US spelling. 
I always correct it to UK.

Albermarle

I used to carry a slim wallet and a bulging leather card holder, with credit, debit, loyalty cards, fuel card etc .
Now I still carry the wallet with a few notes in it + driving licence + one credit card.
Then I have a different credit card in my Apple Wallet and apps for Tesco, Waitrose, Railcard etc.
I only use my debit card on line or occasionally to take cash out, so do not carry it round with me normally. 
So if I lost my wallet or my phone, or signal was poor, I would still be OK, for money anyway.

MandyQue

I still have a purse, I use cash regularly and have various cards, including my driving licence, stored in it. I do use my card for contactless and recently installed my bank card on my phone but I'm still wary of it at the moment.  Always good to have backups if my phone isn't working too.

vacheron

I still carry a wallet I keep a little (£20-50) cash in there and a couple of £ of change. I keep 2 debit (main + backup) and 2 credit cards (main + backup) in there too, plus my driving licence and a few loyalty cards.

Reasons I keep it with me:

1. Someone needs change, can always help out. 
2. There are still a few coin operated parking meters where I live.
3. If we eat or drink out as a group, we can all just throw cash in at the end. No need for 6-8 people all waiting to pay a fraction of the bill digitally.
4. If my phone battery dies I still need to eat.
5. Petrol forecourts ban mobile phones. How am I going to pay for fuel?
6. Birthday / leaving collections for people at work.
7. I have a son and he often asks for a few £ for the newsagent for snacks etc. I can just send him in with money. No risk of him overspending.
8. I have my physical driving licence with me for ID.
9. I keep my sons parkrun barcode and amusement arcade ticket printout in there for when we're passing.
10. I always have a £ for supermarket trolleys

If I think of any more I'll add them as I go. 

 
 

Savvy_Sue

I have a cover for my phone which holds enough bits of plastic to MORE than cover my daily needs: driving licence, bus pass, disabled railcard, oyster card (which is linked to disabled railcard to give slightly reduced fares), BITE card (for discount on catering at train stations), credit card and debit card, plus the frequently used coffee shop cards. 

Any loyalty card which will give a keyfob gets my vote, so my keys have multiple fobs, including library. And that has a trolley token on too, and a pin for tightening my knitting needles or popping open a SIM holder on my phone. Plus quite a few keys ...

Then I usually have a small purse with several other credit and debit cards, plus the more frequently used shop loyalty cards, plus folding and noisy money. 

Plus two other small wallets with the rarely used loyalty and coffee cards ... 

Will it surprise you to learn that I still carry a handbag? But no, I'm not saying what else is in there - I don't keep a cheque book on me any more. 

DH doesn't pay from his phone, but he does have some loyalty cards there. He has two or three wallets, of various sizes: I have no idea how he organises them. 

And of course we each have a 'foreign' purse / wallet for the overseas spending! 

I don't ever want to pay for stuff on my phone: I've had phones quietly die on me because I had too much 'stuff' on them, and then what if I lose it? Or crack the screen? All train tickets get printed before use ... 

As a cautionary tale, DH acts as an exam invigilator for the local university, and one day a student was found to have his phone on him during an exam (they're supposed to leave them at the sides of the room, with coats and bags etc). As required, DH confiscated the phone for inspection by the exams office, and at the time they weren't planning to return it to the student immediately: they were slightly distraught and did not know how they would get home because EVERYTHING was on their phone: money, tickets, etc. 

DullGreyGuy

vacheron said:

3. If we eat or drink out as a group, we can all just throw cash in at the end. No need for 6-8 people all waiting to pay a fraction of the bill digitally
4. If my phone battery dies I still need to eat.
5. Petrol forecourts ban mobile phones. How am I going to pay for fuel?
6. Birthday / leaving collections for people at work.

8.I have my physical driving licence with me for ID

10. I always have a £ for supermarket trolleys 

3. I take the cash, get the free airmiles for paying for everyone and give the Mrs the cash

4. Dont really a dead battery since getting a smart phone let alone since smart wallets

5. You go into the shop, phones aren't barred there

6. dont digitally these days

8. can count on one hand how many times I;ve been IDed in the last decade and the three times they accepted a photo of ID on the phone

10. Have a thing on keys for that so dont need to happen to have a particular coin type

Rob5342

I always carry a wallet. I do virtually everything on my phone as its quicker and more convenient but I don't like to be 100% reliant on it in case I drop it, or the battery runs out etc. I always have a few debit and credit cards in my wallet and keep it in the other pocket to my phone. It we are going on a train or to the theatre I'll have the tickets on my phone but I'll always keep a print out of them in my wallet or the baga we are carrying. 

vacheron

DullGreyGuy said:

vacheron said:

3. If we eat or drink out as a group, we can all just throw cash in at the end. No need for 6-8 people all waiting to pay a fraction of the bill digitally
4. If my phone battery dies I still need to eat.
5. Petrol forecourts ban mobile phones. How am I going to pay for fuel?
6. Birthday / leaving collections for people at work.

8.I have my physical driving licence with me for ID

10. I always have a £ for supermarket trolleys 

3. I take the cash, get the free airmiles for paying for everyone and give the Mrs the cash

4. Dont really a dead battery since getting a smart phone let alone since smart wallets

5. You go into the shop, phones aren't barred there

6. dont digitally these days

8. can count on one hand how many times I;ve been IDed in the last decade and the three times they accepted a photo of ID on the phone

10. Have a thing on keys for that so dont need to happen to have a particular coin type

All good points, but:


3. I take the cash, get the free airmiles for paying for everyone and give the Mrs the cash
I have done that quite a few times (apart from the "giving the missus the cash" part)!

4. Dont really a dead battery since getting a smart phone let alone since smart wallets
You don't know my 6 year old iphone XR with it's utterly shot battery that can't last more than about 4 hours without a top-up charge.

5. You go into the shop, phones aren't barred there
Our nearest (and cheapest) 2 petrol stations are completely automated. No shop.

6. dont digitally these days
Maybe in a design studio or advertising agency full of Gen'Z's and Milennials, but not in a heavy manufacturing facility dominated by middle aged blokes.  

8. can count on one hand how many times I;ve been IDed in the last decade and the three times they accepted a photo of ID on the phone.
I often work at high security sites and a drivers licence (or other physical photo id) is mandatory for all security clearance and site inductions.

10. Have a thing on keys for that so dont need to happen to have a particular coin type
I've had those in the past, but as I am carrying a wallet anyway, this would just be an additional thing cluttering up my keyring, so I put the "coin" in with my change, and then invariably somehow lose it!   


I do ditch the wallet sometimes though, say I am going out for a specific thing and want to travel light I tend to tuck a £20 note, a debit card and my travel ticket (if applicable) into the back of my silicon phone case as a "compromise". 

booksandbikes

I always carry my wallet, if I am going shopping. I'm fairly new to using my mobile to make payments and I'm not yet 100% confident that it will work all the time.

booneruk

booksandbikes said:

I always carry my wallet, if I am going shopping. I'm fairly new to using my mobile to make payments and I'm not yet 100% confident that it will work all the time.

I'm the same. My wallet just carries my Nando's card  and a contactless card that would be used if my Google Pay mobile fails to work (which it never has actually)