Looking for credit card 0% on purchases and fee free spending abroad

zagfles

CliveOfIndia said:

As far as I'm aware, there are no cards currently on the market that offer both benefits.  There are several now that are good for fee-free foreign-currency transactions (Halifax Clarity is one of the old favourites, but there are now several competitors, some of which are even better),  The 0% on purchases tends to be limited to Sterling transactions (at least, they don't offer the no-FX-fee that the "travel" cards do).  I tend to agree, you're probably better off going for two separate cards.  This article should hopefully give you a good starting point: https://www.moneysavingexpert.com/borrowing/

Nationwide do, Santander do
Member Credit Card | Nationwide
Apply for an All in One Credit Card | Santander UK

CliveOfIndia

zagfles said:

CliveOfIndia said:

As far as I'm aware, there are no cards currently on the market that offer both benefits.  There are several now that are good for fee-free foreign-currency transactions (Halifax Clarity is one of the old favourites, but there are now several competitors, some of which are even better),  The 0% on purchases tends to be limited to Sterling transactions (at least, they don't offer the no-FX-fee that the "travel" cards do).  I tend to agree, you're probably better off going for two separate cards.  This article should hopefully give you a good starting point: https://www.moneysavingexpert.com/borrowing/

Nationwide do, Santander do
Member Credit Card | Nationwide
Apply for an All in One Credit Card | Santander UK

I stand corrected !

Though I do notice that there's a fee for the Santander card, and you need to be a member for the Nationwide one.  But still, it's handy to know such thing exist

zagfles

CliveOfIndia said:

zagfles said:

CliveOfIndia said:

As far as I'm aware, there are no cards currently on the market that offer both benefits.  There are several now that are good for fee-free foreign-currency transactions (Halifax Clarity is one of the old favourites, but there are now several competitors, some of which are even better),  The 0% on purchases tends to be limited to Sterling transactions (at least, they don't offer the no-FX-fee that the "travel" cards do).  I tend to agree, you're probably better off going for two separate cards.  This article should hopefully give you a good starting point: https://www.moneysavingexpert.com/borrowing/

Nationwide do, Santander do
Member Credit Card | Nationwide
Apply for an All in One Credit Card | Santander UK

I stand corrected !

Though I do notice that there's a fee for the Santander card, and you need to be a member for the Nationwide one.  But still, it's handy to know such thing exist

Yup, but the Santander one has cashback, so if you spend £600 a month on average it breaks even with the charge. I think you can become a Nationwide member by just opening a savings account even if you just make a token deposit. 

The Barclaycard Rewards card is a good one for foreign usage as that doesn't charge or apply immediate interest for cash withdrawals, but not sure it does an introductory 0% period.