We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Housing Benefit overpayment 20 years ago - HELP
Options

unknowncitizen11
Posts: 3 Newbie

Hi everyone,
I have a question relating to overpayment of housing benefit dating back 20 years. I was made bankrupt at the time due to this debt and recently received a letter from the council stating I owe them again a large figure which would again bankrupt me.
I have a question relating to overpayment of housing benefit dating back 20 years. I was made bankrupt at the time due to this debt and recently received a letter from the council stating I owe them again a large figure which would again bankrupt me.
What I want to know is:
1. Can they request this 20 years later even after I was made bankrupt for the very same debt?
2. what are my options to get this written off .. there must be some statute .. I have tried to search online, contact the relevant teams (who said to set up a payment plan - which I don’t mind except what they’re asking for is far too high) & I have spoken with citizens advice (didn’t have any advice regarding this as no experience in bankruptcy as I guess this is an important detail).
Any advice would be much appreciated. Thank you in advance!
0
Comments
-
unknowncitizen11 said:Hi everyone,
I have a question relating to overpayment of housing benefit dating back 20 years. I was made bankrupt at the time due to this debt and recently received a letter from the council stating I owe them again a large figure which would again bankrupt me.What I want to know is:1. Can they request this 20 years later even after I was made bankrupt for the very same debt?2. what are my options to get this written off .. there must be some statute .. I have tried to search online, contact the relevant teams (who said to set up a payment plan - which I don’t mind except what they’re asking for is far too high) & I have spoken with citizens advice (didn’t have any advice regarding this as no experience in bankruptcy as I guess this is an important detail).Any advice would be much appreciated. Thank you in advance!
If the debt was accrued after bankruptcy then the Limitation Act would apply if you haven' acknowledged the debt (including any payment) the the last 6 years (5 in Scotland)
Let's Be Careful Out There0 -
Have you had a letter from the council or an agency "acting on their behalf"?0
-
unknowncitizen11 said:a letter from the council stating I owe them again a large figure0
-
If the debt was incurred through fraud, then it could not have been written off through the bankruptcy.Alice Holt Forest situated some 4 miles south of Farnham forms the most northerly gateway to the South Downs National Park.0
-
DE_612183 said:Have you had a letter from the council or an agency "acting on their behalf"?0
-
Are you able to post a picture of the body of the letter (no personal details) so we can better understand what they are referring to?I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇0 -
A starting point would be get the exact date of your bankruptcy and the period to which the overpayment relates.0
-
Grumpy_chap said:unknowncitizen11 said:a letter from the council stating I owe them again a large figureI was bankrupted due to this exact debt 19 years ago.0
-
unknowncitizen11 said:Grumpy_chap said:unknowncitizen11 said:a letter from the council stating I owe them again a large figureI was bankrupted due to this exact debt 19 years ago.
Let's Be Careful Out There0 -
Give them the date of your bankruptcy and that you consider you now have no liability for this debt
If they respond by claiming this was a fraudulent debt, post again1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.3K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards