UC after A levels

8dayweek

@R200 Child Element is only paid for 16-19 year olds in full time NON ADVANCED education, so anything they choose to do above A Level (or equivalent) would mean no Child Element anyway. 

In general, a UC claim from the Young Person during the Child Benefit run-on period (i.e. where Child Benefit is being paid up to the end of August) will electronically flag an immediate end of the Child Benefit. 

kaMelo

Spoonie_Turtle said:

kaMelo said:

R200 said:

Q. If the 18/19 yr old child finishes A levels so basically finishes full time education but is not sure if will continue full time Education, the parents will still get UC and CB upto that next date in August?

Have a read of this thread.
https://forums.moneysavingexpert.com/discussion/6534746/universal-credit-child-element-end-date

R200 said:

If the child gets a part time job very low paid as well as uni or college full time education then will this affect how much UC the parents get?

Once at university, unless they have a disability which may qualify them for extra support, the student maintenance loan (whether taken or not) will zero any claim for UC.

They can't be full-time students and claim UC anyway, unless in one of the exception groups https://www.gov.uk/guidance/universal-credit-and-students#studying-full-time

Thanks, I tried to pick out the one exception that might apply based on OP's information although it wouldn't apply anyway as I'd forgotten the LCWRA requirement.

I should have just posted the link you gave instead.

R200 said:

Spoonie_Turtle said:

kaMelo said:

R200 said:

Q. If the 18/19 yr old child finishes A levels so basically finishes full time education but is not sure if will continue full time Education, the parents will still get UC and CB upto that next date in August?

Have a read of this thread.
https://forums.moneysavingexpert.com/discussion/6534746/universal-credit-child-element-end-date

R200 said:

If the child gets a part time job very low paid as well as uni or college full time education then will this affect how much UC the parents get?

Once at university, unless they have a disability which may qualify them for extra support, the student maintenance loan (whether taken or not) will zero any claim for UC.

They can't be full-time students and claim UC anyway, unless in one of the exception groups https://www.gov.uk/guidance/universal-credit-and-students#studying-full-time

we are struggling to pay our rent and if our UC goes down we definitely can’t pay the rent.

Your child becoming an adult is not a surprise event. What plans do you have in place for this happening?

R200 said:

Spoonie_Turtle said:

kaMelo said:

R200 said:

Q. If the 18/19 yr old child finishes A levels so basically finishes full time education but is not sure if will continue full time Education, the parents will still get UC and CB upto that next date in August?

Have a read of this thread.
https://forums.moneysavingexpert.com/discussion/6534746/universal-credit-child-element-end-date

R200 said:

If the child gets a part time job very low paid as well as uni or college full time education then will this affect how much UC the parents get?

Once at university, unless they have a disability which may qualify them for extra support, the student maintenance loan (whether taken or not) will zero any claim for UC.

They can't be full-time students and claim UC anyway, unless in one of the exception groups https://www.gov.uk/guidance/universal-credit-and-students#studying-full-time

i wonder how many households will consider sacrificing higher education for kids due to cost of living crisis?

I would hope none, a child is not a source of income. They should be free to pursue whatever path they choose. 

The qparents financial pressures are theirs to sort out, not burden their child with.

R200

Yes it’s probably better off all round if the child becomes an adult they start their own UC claim and help contribute towards hous

poppy12345

R200 said:

Yes it’s probably better off all round if the child becomes an adult they start their own UC claim and help contribute towards hous

If they have no health conditions they could also look for work. As a single person under the age of 25 their UC maximum entitlement would only be £311.68/month, which isn't a lot. They won't be able to claim for help with the rent when living with you.

There's no non dependant deductions in your UC for those that are under 21. 

Even if they go to Uni, they could still look for work. Many students work as well. 

R200

poppy12345 said:

R200 said:

Yes it’s probably better off all round if the child becomes an adult they start their own UC claim and help contribute towards hous

If they have no health conditions they could also look for work. As a single person under the age of 25 their UC maximum entitlement would only be £311.68/month, which isn't a lot. They won't be able to claim for help with the rent when living with you.

There's no non dependant deductions in your UC for those that are under 21. 

Even if they go to Uni, they could still look for work. Many students work as well. 

Are you sure about this?

so a household getting UC for a three bed house has the oldest child turn into an adult and they will lose UC and CB for them, even if they claim UC themselves they can not get help to live at the family home?

so the family would have to downsize and the eldest child would be forced to look for their own place that they could get help with the rent for?

peteuk

R200 said:

poppy12345 said:

R200 said:

Yes it’s probably better off all round if the child becomes an adult they start their own UC claim and help contribute towards hous

If they have no health conditions they could also look for work. As a single person under the age of 25 their UC maximum entitlement would only be £311.68/month, which isn't a lot. They won't be able to claim for help with the rent when living with you.

There's no non dependant deductions in your UC for those that are under 21. 

Even if they go to Uni, they could still look for work. Many students work as well. 

Are you sure about this?

so a household getting UC for a three bed house has the oldest child turn into an adult and they will lose UC and CB for them, even if they claim UC themselves they can not get help to live at the family home?

so the family would have to downsize and the eldest child would be forced to look for their own place that they could get help with the rent for?

Most students that go to Uni move out and end up in halls or rented accommodation.  To this end as they are financed throught Uni unless there is a reason, they are expected to find a job to cover other aspects of life and are not entitled to UC.

when it comes to the parents then the “bedroom tax” would apply, if their full tine address is at Uni.  This is fully explored in 

https://forums.moneysavingexpert.com/discussion/6104420/universal-credit-bedroom-tax-when-a-child-goes-to-university

If they do not continue in education then they are expected to work (unless there is a medical reason stopping them) 

Universal Credit will include the extra amount for your children until:

• the end of August following each child’s 16th birthday, or
• the end of August after their 19th birthday for each child still living at home and in eligible education or training

If your child is 18 or over and not in education or training

If your child is no longer in education or training they can apply for Universal Credit themselves.

poppy12345

R200 said:

poppy12345 said:

R200 said:

Yes it’s probably better off all round if the child becomes an adult they start their own UC claim and help contribute towards hous

If they have no health conditions they could also look for work. As a single person under the age of 25 their UC maximum entitlement would only be £311.68/month, which isn't a lot. They won't be able to claim for help with the rent when living with you.

There's no non dependant deductions in your UC for those that are under 21. 

Even if they go to Uni, they could still look for work. Many students work as well. 

Are you sure about this?

so a household getting UC for a three bed house has the oldest child turn into an adult and they will lose UC and CB for them, even if they claim UC themselves they can not get help to live at the family home?

so the family would have to downsize and the eldest child would be forced to look for their own place that they could get help with the rent for?

Yes, I'm sure.

If they continue to live with you then you'll still be entitled to the same amount of bedrooms for housing element. 

If they claimed UC for their self in the their own right while living with you then no they can't claim for help with the rent. More information here. https://england.shelter.org.uk/housing_advice/benefits/claiming_benefits_if_you_rent_from_family

While they are under 21 you will not have any non dependant deductions. There are certain circumstances where there wouldn't be any non dependent deductions once they reach 21. You or your partner claiming either daily living PIP/ADP or mid/high rate care DLA is one of them. More information here. https://england.shelter.org.uk/professional_resources/legal/benefits/universal_credit/deductions_from_universal_credit_for_non-dependants

As for benefits ending for your child, this happens to everyone that claims benefits at some stage in their life, if they have children. Children grow up and become adults and we have to budget for that. 

If they find work or claim UC then they pay you board for living with you.