UC Bank Statements

Crystal16

Newcad said:

It's often a good idea to keep your monthly ins/outs in one account and your savings in another to make it easy to see which is which. (It doesn't need to be a 'savings account' just a seperate account).

Your monthly ins/outs are not counted as savings/capital.

That makes sense, thanks.

Crystal16

Out of curiosity what do they ask when they ring you. Is it a full interrogation, just ask odd questions, do they pick out certain things .......

KxMx

They'll go through some questions about any other potential sources of money/income, then ask questions about your bank transactions. 

Mine didn't make any sense that I could see. 

Asked about regular payments which were for CC, Broadband and window cleaner (amounts ranged from £12 to a few hundred). 

Asked about the single PayPal transaction in the whole period for £26- seemed to be because it was a DD I had to explain how PP works.

Zero questions about money IN, quite a few transactions from selling my stuff on eBay. 

Crystal16

KxMx said:

They'll go through some questions about any other potential sources of money/income, then ask questions about your bank transactions. 

Mine didn't make any sense that I could see. 

Asked about regular payments which were for CC, Broadband and window cleaner (amounts ranged from £12 to a few hundred). 

Asked about the single PayPal transaction in the whole period for £26- seemed to be because it was a DD I had to explain how PP works.

Zero questions about money IN, quite a few transactions from selling my stuff on eBay. 

So no rhyme or reason to the questions then.

atlantis187

does anyone know what was the total cost of living payments were given if someone got them all?

Spoonie_Turtle

atlantis187 said:

does anyone know what was the total cost of living payments were given if someone got them all?

I worked it out as £1850 but that was including 2x£150 disability CoL payments.

Edit: so people can check I've got it right
299+300+150+301+324+150+326

HillStreetBlues

Spoonie_Turtle said:

atlantis187 said:

does anyone know what was the total cost of living payments were given if someone got them all?

I worked it out as £1850 but that was including 2x£150 disability CoL payments.

Edit: so people can check I've got it right
299+300+150+301+324+150+326

Totally correct.
To give an idea when there were paid these were my dates/ amounts

Jul	14th	2022	CoL	326.00
Sep	28th	2022	Dis	150.00
Nov	8th	2022	CoL	324.00
Apr	25th	2023	CoL	301.00
Jun	20th	2023	Dis	150.00
Oct	31st	2023	CoL	300.00
Feb	9th	2024	CoL	299.00

EDIT: sorry about formatting

atlantis187

Is the disability payments classed as COL payments and also excluded from the £6000 UC saving threshold

atlantis187

Does anyone have a list of COL payments for people on Tax Credits. Thanks

Spoonie_Turtle

atlantis187 said:

Is the disability payments classed as COL payments and also excluded from the £6000 UC saving threshold

Yes.

For Tax Credits the income-related CoL payments were the same, just usually paid after the ones from DWP to make sure there was no doubling up for people who claimed a legacy DWP benefit as well as TC.