Were you here 12 months ago ???

skint_spice

I was here - lurking though but didn't think I had that much to pay off....then I added it all up! I don't think I would have achieved half as much if I hadn't found MSE so thanks to all. x

P.S. if you are lurking now like I was then just join in, it makes the lack of a social life while you are cutting back so much easier!

GettingThingsDone

Wow - that was a great blast from the past! Nice one...

Glad I wrote that - I managed to get the bank and credit card charges back, get my debts onto an 0% card, stick to my GTD organised system, lose some weight. Didn't get the ring tho That's the challenge for this year - as well as getting rid of the remaining debt... Gonna be another busy DFW/MSE year then

Spendaholic_Chick

It's my first anniversary here in January, so I don't think I posted on that thread. I'm ashamed to say, despite clicking, selling and money saving I haven't reduced my debt any in a whole year.

This year might be the same, but I am plannign a holiday to Florida, so as long as this time next year my debts are no bigger, I'll be a happy bunny!

mcjordi

Nope only joined in NOV 2007, wish i joined sooner tho! all the great advice on here thanks

LittleL_4

I was a regular poster back then :hello:, hi to anyone who remembers me..

I still log in on a regular basis and get my MSE fix lol, but I kind of felt I wasn't doing too well so stopped posting and let things slip... silly I know...

My update - well I'm with CCCs and I managed to pay just under £6000 to my debt last year.. I'll need to update my sig soon..:o

My goals for 2008 are -
Pay at least £10,000 towards my debts (maybe go down the settlement figure route at the end of the year) if it all goes according to plan it would be fantastic as this debt is holding me back in other areas of my life..
Lose a stone (i've started to jog so i feel it shifting already!! :j )

Stick to a £30 p/w food shopping budget

Keep a spending diary

Drink alcohol only at weekends and keep it below 4 drinks...

Save!!! Save!!!! Save!!!!
Well thats it for now, I hope to be back posting again very soon :beer:

Happy New Year!!!! :beer: