First car for 17 year old

245

Comments

  • Flugelhorn
    Flugelhorn Posts: 7,156 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    At the other end look for cars that are out of the norm for a 1st time driver.
    My (now 18 year old) just (May 24) renewed the insurance on his brown 163hp 5 cylinder Volvo estate for £945 (first year was £1250-ish).

    The trick is to think outside the box…
    that's the sort of outside the box car you need ... 
  • Arunmor
    Arunmor Posts: 528 Forumite
    500 Posts First Anniversary Name Dropper
    Why not try things like Rover 75, Vauxhall Insignia, old Volvo (as already stated) and see what prices they throw up.
  • daveyjp
    daveyjp Posts: 13,359 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Look for cars you don't see many of.


    For example on Autotrader at the moment,  Toyota  Yaris almost 5,000 for sale, Mazda 2 about 1700.  Both equally as capable.

    Others to consider: Chevrolet Kalos, Nissan Pixo. Mitsubishi Colt.



  • 531063
    531063 Posts: 280 Forumite
    Fourth Anniversary 100 Posts Name Dropper
    Vauxhall Corsa
  • jimbo6977
    jimbo6977 Posts: 1,280 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper
    Nissan Note / Renault Modus. Same as a Clio but with all the "cred" siphoned out. 

  • caprikid1
    caprikid1 Posts: 2,405 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Combo Breaker
    1998 Mk4 Golf, Built very strong, low mileage, £1100 for the car £2000 for the insurance, probably not the cheapest first car but as it's a 1.4 aswell quite strong and safe.

    Older Brother Toyota MR2 MK2 2.0, insurance was less ! No idea why !.


  • theoretica
    theoretica Posts: 12,689 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    When considering old cars do consider if they would ever need to be driven in a Low Emission Zone - there are more and more of the things.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • DullGreyGuy
    DullGreyGuy Posts: 17,356 Forumite
    10,000 Posts Second Anniversary Name Dropper
    Lorian said:
    Start by looking at cars of insurance group 3 or less (not actual sure you'll find anything less than 3) i10 base model or similar. It will still cost a huge amount.
    The thatchams insurance groups measure mainly the cost of repairing the car with some element of security features. Insurers dont use them for rating. At the end of the day if you hit a pedestrian it doesn't really matter if you are in a group 3 or group 50 car.

    When looking to buy our last car we were looking at a sensiblish car, Group 25,  and a blow the budget option, Group 50. One is a little bit of a boy racer but 1.6L, the other is a grand tourer exec car with a 4.7L engine. The group 50 was much cheaper to insure and even more so when adding a learner driver wife. 
  • ontheroad1970
    ontheroad1970 Posts: 1,669 Forumite
    1,000 Posts Fourth Anniversary Name Dropper
    531063 said:
    Vauxhall Corsa
    Only if you want a high quote.  It's in the same bracket as a fiesta  for young driver insurance price yikes
  • Goudy
    Goudy Posts: 2,036 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    edited 3 June 2024 at 7:24AM
    The Fiat Panda is a good shout, it was our lads first car.
    It's utilitarian rather than stylish trendy youngsters car so tend to come with far cheaper insurance than it's sister, the 500.
    The basic Pop 1.2 is in a low insurance grouping and they are pretty cheap to run and repair.
    These also have far less niggly faults that the 500.

    My nephew is around the same age and has been eyeing up a base spec Skoda Roomster, another utilitarian, unstylish motor that's not really associated with your average teenager as he wants a biggish boot.

    But as already mentioned, the major risk factor for an insurance company probably isn't the car it's self but the driver.
    Which will tend to cause cars within a few insurance groups are all very similar.

    You just need to shop around and see if you can find a car and insurance policy that are acceptable to the wallet.
    You might also find checking out the specialist motor insurance brokers helps.
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