June NSD challenge
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Jubilant June's No-Spend Days Challenge!
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Not one today - went to a vintage festival and did the charity shops!‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’Frugal living in 2024.
Frugal living in 2025.
261 No Spend Days in 2024!
3-month Emergency Fund: £3,500 / £3,500 - DONE!1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
Nationwide 1 year 6.5% Savings - £600 / £2,4001 -
Not today - found my mum’s birthday present 🎁 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Hi, sorry to say that I haven't really been successful with NSDs this month. Only managed a few.
15/30 for me please Cathybird.1 -
Hi, please put me down for 15/31 for July. Thank you 😊 x1
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Hardly a few.That's half the month. Be proud.Daywon said:Hi, sorry to say that I haven't really been successful with NSDs this month. Only managed a few.
15/30 for me please Cathybird.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 15/12
beanielou 22/19
Caeraugirl 10/15
cathybird 23/15
Crazycatlady2 20/18
Daywon 15/20
Farmers-wife 2 6/10
GeriatricmumHotDog2020 10/15
ilovetea 8/10
KajiKita 24/18
keggie 1/15laconic 10laura laulaurenh 17/20
leftatthetrafficlights 20/24
LittleMissDetermined 20/18
Makingabobor2 15/15
Money ChoicesMrs Cautious 18/20
Rupacomp 5/15
Saver-upper 8/10
SecondStar 26/17
short bird 23/18
Tiangfeng2022 10Worlds Worst Superhero 21/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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Yes there's a shiny new month just round the corner, any thoughts on targets? ...
July targetsAuntieL 15beanielou 19Caeraugirl 12cathybird 15Crazycatlady2Daywon 15Farmers-wife 2GeriatricmumHotDog2020 15iloveteaKajiKita 18keggielaconiclaura laulaurenh 20leftatthetrafficlights 24LittleMissDetermined 15Makingabobor2Mrs CautiousRupacompSaver-upperSecondStarshort bird 18Tiangfeng2022Worlds Worst Superhero
Newcomers welcome! 0 -
Well done laurenh1, beanie, LittleMissDetermined, short bird and Daywon
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