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Jubilant June's No-Spend Days Challenge!

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  • NSDs for yesterday (Tuesday) and today (Wednesday), taking me up to 21 No Spend Days so far this month 😄

    Despite having quite a few big events and expenses this month- they've all been pre-planned and budgeted for- I have spend far less than I thought I would.

    I have a few more spends before the end of this month including grocery shopping and booking train tickets for a few trips away, but I categorise these under Necessary Expenses so they don't count.

    July is usually the most expensive month for me, and this year looks like it's going to be particularly spendy. Two big birthdays, a graduation, holiday, renewing our Railcards and annual travel passes and other child is going off to university so we'll have to sort out his accommodation, travel passes, shopping for everything he needs....




  • Day 20: unsure if I have really bad hay fever or something more suspicious. Suffice to say, I haven't left the house.
    I have hayfever. It's fairly mild and I just get a dry, itchy-feeling throat for a couple of weeks at the start and a runny nose for a couple of weeks at the end but this year's hayfever season has been a bit brutal! 
    The inside of my nose feels swollen and sore and had been for weeks, itchy red eyes and a general feeling of feeling a bit, well, meh 🤧
    Luckily I don't feel unwell so don't need to take antihistamines but speaking with others, it seems like they are equally as affected this year.

    There are a few nasty coughs, colds and tummy bugs doing the rounds, so if you think you have something more than hayfever, you could speak to a pharmacist or doctor. 

    Hope you're feeling better soon 🤒
  • KajiKita
    KajiKita Posts: 7,661 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD Wednesday here 😊

    18 target for July 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 27 June 2024 at 6:58PM
    June NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    June targets


    AuntieL 14/12   image  image  image  image  image


    beanielou 21/19  image  image  image  image  image  image  image


    Caeraugirl 9/15   image  image 


    cathybird 22/15  image  image  image  image  image  image  image


    Crazycatlady2 20/18   image  image  image  image  image  image  image


    Daywon 2/20   image


    Farmers-wife 2 6/10   image  image 


    Geriatricmum


    HotDog2020 9/15   image  image 


    ilovetea 8/10   image  image 


    KajiKita 22/18   image  image  image  image  image  image  image


    keggie 1/15  image


    laconic 10


    laura lau


    laurenh 16/20   image  image  image  image 


    leftatthetrafficlights 20/24   image  image  image  image  image


    LittleMissDetermined 17/18   image  image  image  image 


    Makingabobor2 15/15   image  image  imageimage  image


    Money Choices


    Mrs Cautious 18/20   image  image  image  image 


    Rupacomp 5/15  image  image 


    Saver-upper 3/10  image 


    SecondStar 26/17   image  image  image  image  image  image  image


    short bird 21/18  image  image  image  image  image  image  image


    Tiangfeng2022 10


    Worlds Worst Superhero 21/20   image  image  image  image  image  image  image





    🌞 🌞  Newcomers welcome! 🌞 🌞

  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    image

    Yes there's a shiny new month just round the corner, any thoughts on targets? ... image

    July targets

    AuntieL

    beanielou 19

    Caeraugirl

    cathybird 15

    Crazycatlady2

    Daywon

    Farmers-wife 2

    Geriatricmum

    HotDog2020 15

    ilovetea

    KajiKita 18

    keggie

    laconic

    laura lau

    laurenh

    leftatthetrafficlights 24

    LittleMissDetermined

    Makingabobor2

    Mrs Cautious

    Rupacomp

    Saver-upper

    SecondStar

    short bird 18

    Tiangfeng2022

    Worlds Worst Superhero


    :):) Newcomers welcome! :):)

  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    June results updated here :):)
  • cathybird
    cathybird Posts: 15,647 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, SecondStar, beanie, leftatthetrafficlights, Caeraugirl, AuntieL, short bird, Worlds Worst Superhero and KajiKita imageimageimage
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi, I’d like to add 9 NSDs please - thank you!
  • Declaring early- 20/24 please
    DNF: £708.92/£1000
    JSF: £708.58/£1000

    Winter season grocery budget: £600.85/£900

    Weight loss challenge 2024: 11/24lbs
    1st quarter start:9st 13.1lb
    2nd quarter start:9st 9.2 lb
    3rd quarter start: 9st 6.8 lb
    4th quarter start: 9st 10.2 lb
    End weight: 8st 13lb

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • SecondStar
    SecondStar Posts: 641 Forumite
    500 Posts Third Anniversary Name Dropper
    Another early call today for 26 NSDs :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!

    Nationwide 1 year 6.5% Savings - £600 / £2,400
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