Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
It's a NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60000 -
Aiming for 15 in July please as we are away for a week and I also have a couple of events
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4055/£60000 -
June NSD challengeOff to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 15/12
beanielou 21/19
Caeraugirl 9/15
cathybird 22/15
Crazycatlady2 20/18
Daywon 2/20Farmers-wife 2 6/10
GeriatricmumHotDog2020 9/15
ilovetea 8/10
KajiKita 23/18
keggie 1/15laconic 10laura laulaurenh 16/20
leftatthetrafficlights 20/24
LittleMissDetermined 18/18
Makingabobor2 15/15
Money ChoicesMrs Cautious 18/20
Rupacomp 5/15
Saver-upper 3/10
SecondStar 26/17
short bird 21/18
Tiangfeng2022 10Worlds Worst Superhero 21/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
Yes there's a shiny new month just round the corner, any thoughts on targets? ...
July targetsAuntieL 15beanielou 19Caeraugirlcathybird 15Crazycatlady2DaywonFarmers-wife 2GeriatricmumHotDog2020 15iloveteaKajiKita 18keggielaconiclaura laulaurenhleftatthetrafficlights 24LittleMissDetermined 15Makingabobor2Mrs CautiousRupacompSaver-upperSecondStarshort bird 18Tiangfeng2022Worlds Worst Superhero
Newcomers welcome! 0 -
0
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It has not been an NSD for me today, I bought a painting from a friend, who was having a sale of his work to raise money. It's a lovely painting and wasn't expensive so I'm happy with that. Since I was spending anyway, I also bought some bird seed! Tomorrow also won't be an NSD because I'm out to lunch, but the last couple of days of the month hopefully will be. 2
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NSD Thursday here 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Well done MrsCautious, leftatthetrafficlights, SecondStar, AuntieL, LittleMissDetermined and KajiKita
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