June NSD challenge
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Jubilant June's No-Spend Days Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Not a NSD yesterday. I bought some nail dipping stuff...I am going to argue that it is saving money as my plan is to do my own nails instead of paying someone else. I can't however argue it was a necessary spend.
NSD today though please CB.
I am loving this challange and I have really cut back on my every day spends so thank you
definately an eye opener xx 1 -
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Off to a start =
5 days =
10 days =
15 days =
20 days =
Target reached =
Target beaten =
June targetsAuntieL 8/12
beanielou 16/19
Caeraugirl 7/15
cathybird 17/15
Crazycatlady2 17/18
Daywon 2/20Farmers-wife 2 6/10
GeriatricmumHotDog2020 7/15
ilovetea 2/10
KajiKita 16/18
keggie 1/15laconic 10laura laulaurenh 13/20
leftatthetrafficlights 9/24
LittleMissDetermined 11/18
Makingabobor2 14/15
Money ChoicesMrs Cautious 9/20
Rupacomp 5/15
Saver-upper 3/10
SecondStar 17/17
short bird 15/18
Tiangfeng2022 10Worlds Worst Superhero 12/20
🌞 🌞 Newcomers welcome! 🌞 🌞0 -
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Two more for Sunday and Monday, but last two days have been spendy.#21 Save £12k in 2025 £25577.35/£200002
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Another NSD here today 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Another nsd for me today 😁Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
December 2025 NSD Challenge 1/15MFW 2025 #45
Jan 2016 Mortgage = £150,894 (23years 0months)
Current outstanding = £93,038.66 (10years 5months)
2024 Overpayment = £675.66
2025 Overpayment = £710/£700
2026 Overpayment = /£10001 -
Well done Makingabobor2, LittleMissDetermined, beanie, laurenh1, Caeraugirl, KajiKita and AuntieL
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Wed to add please 😀1
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