We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Jubilant June's No-Spend Days Challenge!

1232426282946

Comments

  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD sun Mon Tues 😀
  • SecondStar
    SecondStar Posts: 664 Forumite
    500 Posts Third Anniversary Name Dropper
    17 NSDs so far :)
    ‘When you only have two pennies left in the world, spend one on bread and the other on flowers. The bread will sustain life, the flowers will give you a reason to live.’

    Frugal living in 2024.
    Frugal living in 2025.

    261 No Spend Days in 2024!

    3-month Emergency Fund: £3,500 / £3,500 - DONE!
    1k Pet Emergency Fund - £1,000 / £1,000 - DONE!
    6 month Emergency Fund: £5,528 / £8,000

    Nationwide 1 year 6.5% Savings - £1,400 / £2,100
  • ilovetea
    ilovetea Posts: 1,272 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Another NSD today.
    2out of 10.
    Went to post e-B@y parcels. No cost to me.
    Collected tablets from chemist, Free.
    Walked past Gr@ggs but didn't go in.
     
      ilovetea   xx
    Make £2024 in 2024 £1161.08
    Declutter 2024 things in 2024 1522/2024.
    NSD's in August 11/20
  • KajiKita
    KajiKita Posts: 9,045 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 19 June 2024 at 3:04PM
    June NSD challenge


    Off to a start = image

    5 days = image

    10 days = image

    15 days = image

    20 days = image

    Target reached = image

    Target beaten = image


    June targets


    AuntieL 7/12   image  image


    beanielou 15/19  image  image  image  image 


    Caeraugirl 5/15   image  image 


    cathybird 16/15  image  image  image  image  image  image


    Crazycatlady2 16/18   image  image  image  image 


    Daywon 2/20   image


    Farmers-wife 2 6/10   image  image 


    Geriatricmum


    HotDog2020 7/15   image  image 


    ilovetea 2/10   image 


    KajiKita 15/18   image  image  image  image 


    keggie 1/15  image


    laconic 10


    laura lau


    laurenh 12/20   image  image  image


    leftatthetrafficlights 9/24   image  image


    LittleMissDetermined 11/18   image  image  image


    Makingabobor2 14/15   image  image  image


    Money Choices


    Mrs Cautious 9/20   image  image 


    Rupacomp 5/15  image  image 


    Saver-upper 3/10  image 


    SecondStar 17/17   image  image  image  image  image


    short bird 15/18  image  image  image  image 


    Tiangfeng2022 10


    Worlds Worst Superhero 12/20   image  image  image





    🌞 🌞  Newcomers welcome! 🌞 🌞

  • short_bird
    short_bird Posts: 4,068 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Late call for day 15
    ‘Keep your eye on the donut and not on the hole.’ David Lynch.
    "It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.
  • cathybird
    cathybird Posts: 16,044 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done beanie, Crazycatlady2, SecondStar, ilovetea, KajiKita and short bird imageimageimage
  • KajiKita
    KajiKita Posts: 9,045 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Awwww, look at my 15 days emoji! So sweet 🤩😊🎉❤️

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Makingabobor2
    Makingabobor2 Posts: 4,487 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Calling one for yesterday. Went to the butcher for chicken, but that was from grocery budget & planned. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £27,644....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF #68  £950/£3000
    .

    Studies/surveys  December £75.87

    Decluttering items 1395/
    2025
    Books read    22
    Jigsaws done  18

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • It's one for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4055/£6000
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.